Cyber Security Awareness Month: Third party cyber risk management

first_imgHow not to become a “Target”October is cyber security awareness month, and there are few things more haunting to financial or retail institutions than the security breach that affected Target stores a few years back. The attack resulted in more than $40 million in debit and credit card numbers being stolen, and more than likely affected at least some of your members.The scariest part of the security breach may be where it originated: its HVAC supplier. The attack highlights how important it is for financial organizations to have a well thought-out program to mitigate third party cyber risk.Regulators are taking a closer look at third party risk management so the importance of employing best practices is not just practical, but legal as well. continue reading » 31SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img

Avian flu shadows Vietnam’s Lunar New Year traditions

first_imgFeb 3, 2005 (CIDRAP News) – As Vietnamese prepare to welcome the Year of the Rooster, the chicken is uppermost in the minds of many.The Lunar New Year, or Tet, is a time of extended celebration in Vietnam. But this year is different. The threat of avian influenza, which has killed 12 Vietnamese and at least one Cambodian since Dec 30, 2004, is dampening the traditional celebrations, particularly as they involve poultry.Vietnamese often describe Tet to Americans as the equivalent of celebrating Christmas, Thanksgiving, New Year’s Day, and one’s birthday all at once. The official holiday starts Feb 9, but planning begins about 2 weeks earlier. People spruce up their homes, pay their debts, and start cooking. Many travel to visit relatives, often carrying live poultry with them.A whole chicken is a prized part of Tet, restaurateur Mai Pham wrote in “Pleasures of the Vietnamese Table,” which is excerpted online at The chicken symbolizes prosperity and abundance, and is added to ancestor-worship altars.Yen V. Pham, executive director of Vietnamese Social Services of Minnesota, said chickens are a fine gift to honor important relatives. Pham recalled that as a teenager in southern Vietnam that he would tie the feet of a chicken or duck to make it easier to transport them as a gift for his uncle. Pham’s family would travel 20 miles from Bien Hoa City to the uncle’s home on a three-wheeled motorized vehicle, the chickens secured in back. The family crowded into one home for Tet, sleeping on floors or couches for days of visiting, playing games, and eating.”You stay together, you have a warm family feeling,” he said.Boiled chicken, roasted chicken, duck, and pork are all staples of Tet recipes, Pham explained.Safety worries change menusBut the widespread outbreak of avian flu among poultry, as well as new rules and tighter surveillance to identify ill birds, may eclipse the starring role of poultry on the table for Tet.For example, take the family of Hanna Nguyen, 21, a junior at the University of Minnesota and vice president of the Vietnamese Student Association. She speaks twice a month with family members in Vietnam. An aunt in Vietnam recently told her the family’s Tet celebration will be different.”She said the bird flu is coming back and this New Year they can’t have chicken,” Nguyen said yesterday. “She wanted to make a meal with chicken and herbs. All my cousins love it. But this year, they’re not going to have it.” Her aunt won’t serve chicken because of concern that it wouldn’t be safe, she explained.For the same reason, Nguyen’s family avoided eating chicken almost entirely last summer during their visit, she added. In Vietnam, “People are so poor they might tell you a chicken is safe just to get some money to put food on the table,” Nguyen saidOne of her family’s Tet customs involves boiling a chicken and honoring their ancestors in a traditional ceremony, Nguyen said. The chicken indicates respect and remembrance for ancestors. Often a household member, usually the oldest, tears off a drumstick, and the family examines it to help predict their luck in the coming year.”If the tendon is red, that symbolizes luck, a prosperous and happy upcoming year,” Nguyen said. “Yet if the tendon is brown, it is a sign and forecast that the upcoming year will not go as smoothly.”Tet is a time when even families who can’t afford to eat meat often will splurge, Nguyen explained. It’s also a time of heightened concern for agencies that monitor avian flu.Because of the recent spate of human deaths from H5N1 flu, the World Health Organization has called for stronger control measures during Tet to prevent the spread of avian flu through increased poultry marketing, consumption, and mass travel. An estimated 200,000 Vietnamese living abroad return to Vietnam to celebrate Tet, the Associated Press (AP) reported on Jan 28.Travelers face checkpointsLast year the Vietnamese government banned the sale and transport of poultry before Tet in an effort to contain avian flu. Officials have not announced such a ban this year, according to the AP. But as Vietnamese travel to visit relatives, laden with gifts and food for Tet, many will pass through checkpoints set up to help contain the disease.Checkpoints have been set up around all major cities to ensure that birds have been inspected and come from areas free of avian flu outbreaks, the AP reported today. The Veterinary Department in the northern province of Son La has opened at least 38 checkpoints to prevent the movement of potentially sick chickens, the Voice of Vietnam Web site reported yesterday. However, the AP said a ban on the movement poultry out of four hard-hit provinces had been lifted because 21 days had passed with no new outbreaks.Riot police have been posted at poultry checkpoints around Ho Chi Minh City to keep people from bringing in infected or uncertified poultry. About 300,000 chickens in the city were to be slaughtered, and the remaining 150,000 were to be raised under stricter hygiene rules, the Voice of Vietnam reported last week.Poultry consumption is down in big cities such as Hanoi and Ho Chi Minh City, according to an online report Feb 1 by ABC news. Vietnam has banned imports of poultry from adjacent countries, so some supermarkets and restaurants now offer chicken from Australia and Brazil.This week Ho Chi Minh City ordered the speedy slaughter of the estimated 210,000 ducks being raised in the city and barred farmers from restocking ducks for the rest of this year, the online newspaper Vietnam News reported yesterday.Ducks and pigeons being raised for food will be burned or buried alive, animal health officials told Reuters news service.The impact of this avian flu outbreak is likely to last well beyond the Year of the Rooster.Nguyen and her family visited Vietnam last summer, dividing their time in the Hoc Mon region near Ho Chi Minh City between relatives who lived in the city and those who lived on farms. She saw evidence of the government’s attempts to quell avian flu.”We went by a deserted, burned chicken farm. My aunt said they burned it down when the bird flu hit,” Nguyen said.Even her grandmother has felt the effects. “She has a small little farm, 10 to 15 chickens she raised for eggs,” Nguyen said. “They had to kill her chickens.”Nguyen wondered aloud how the flu would affect that rural area of Hoc Mon. “That whole area is farmland. Everybody has chickens,” she said.last_img read more

Atlas travel agency has launched a restructuring process

first_imgRestructuring and optimization are necessary due to the circumstances caused by the corona virus pandemic in which the tourism industry found itself, which significantly negatively affected the Atlas business, as well as the processes of establishing a new business model and possible change of ownership. “Činjenica je da Atlas dugi niz godina nije uspio pronaći održivi poslovni model te je ovo prilika za dubinske promjene koncepta. Uz to, uslijed vanjskog udara, na tržištu se događaju tektonske promjene koje će promijeniti krvnu sliku cijele industrije. Žao mi je što restrukturiranje uključuje i otkaze ugovora o radu većem dijelu naših zaposlenika, no o njima brinemo najbolje što je u ovim okolnostima uopće moguće. Također, poštivat ćemo sve već preuzete obveze prema gostima i partnerima. Mi jednostavno moramo uvesti novi poslovni model kako bi se Atlas od iduće godine mogao fokusirati se na ono što i dalje možemo i želimo raditi najbolje – a to su Atlasovi dugogodišnji strateški produkti „Krstarenja Jadranom“, „Ture i grupe“ s garantiranim polascima“ te segment „Shorexa“ said Lovorko Mamić, President of the Management Board of Atlas plus doo In a situation of complete cessation of passenger traffic and uncertainty in estimating the duration of the crisis that hit the business, the measures could not be implemented, and the complete cessation of business brought into question the entire business structure of the company in the long run, Atlas Plus points out. As the global and local recovery of the tourism industry is not expected before 2021, Atlas will continue to work in a significantly reduced scope of business this year, and will certainly realize all already contracted and sold arrangements, Atlas Plus points out and adds that in the next plan to continue with the implementation of part of the business processes, especially the program “Adriatic Cruises” and “Tours and groups” with guaranteed departures, as well as the “Shorex” segment, and at the same time get out of some business processes that have been on offer so far. As part of the process of restructuring and optimizing operations, and in agreement with the unions and the Workers’ Council of Atlas Plus, and in compliance with all contractual and legal obligations, an employee care program is being implemented. The travel agency Atlas plus doo has started an extensive process of business optimization and restructuring, but it continues to work and will continue to offer its guests and partners a narrower portfolio of products and services, reports Atlas plus. The program includes 132 Atlas Plus employees, who will have all their rights respected and who will receive severance pay upon termination of the contract.  Until recently, as well as the new Management of Atlas Plus, they undertook a number of activities to stabilize and improve the business burdened by numerous inherited doubts, but in the circumstances of the COVID-19 pandemic it was no longer possible to do so and recovery plans could not be implemented. Since the continuation of unstructured business can only be maintained with further significant financial interventions, the new Management of Atlas Plus has decided to implement measures necessary for the company’s recovery, Mamić points out and concludes that the corona pandemic virus has slowed down the disinvestment of Kompas. its completion is expected during the year.last_img read more

Soros piles up £1bn for Euro property campaign

first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img

Indonesian firm obtains US patent for organic fertilizer

first_imgAn Indonesian fertilizer producer has obtained a patent from the United States for its coal-based fertilizer production technique.The patent was granted by the US Patent and Trademark Office (USPTO) on June 16 to R. Umar Hasan Saputra, an Indonesian citizen who owns Glogens Organic Micro-Carbon Fertilizer, according to the Foreign Ministry’s website.The patent allows the business to enter the US agricultural market, which currently is one of the largest in the world. The company will also be able to expand its investment by establishing a factory in the US to supply the country and the world market. Umar said the US patent would highlight the quality of his company’s product, which in Indonesia is marketed under the brand Futura by his company, PT Saputra Global Harvest.He added that the fertilizer was manufactured using low-calorie coal that could be found in many countries. The fertilizer is organic, ecofriendly and can repair the condition of the soil. It is easier to produce than chemical-based fertilizers and is therefore less costly.Read also: ‘It’s like the Pentagon’: New ministry’s control center to improve agriculture data collectionUmar said his company had been developing the product for 11 years before it was adopted by farmers in Indonesia. He said the fertilizer could increase the productivity of various types of plants. Umar said Glogens would apply for a license to sell the product in the US. The company was preparing a plot of land in California for a trial of the product on rice and a plot in Indiana for a trial on corn.Meri Binsar Simorangkir, the Indonesian Consul General in Chicago, said on Monday that the Indonesian Consulate General in Chicago and the Indonesian Trade Promotion Center (ITPC) would help the company get certifications needed in the US. The institutions would also help to promote the brand in the US market, especially in the Midwest, the breadbasket of the US, which produces significant amounts of soybeans, corn and wheat.“The Midwest is a potential market for Futura,” said Meri.His company is also cooperating with the government of Zimbabwe to procure land for research and development. Umar is considering marketing his product in Africa, particularly in Kenya, Zambia, Namibia and Ghana.The Indonesian government has expressed hope that Umar’s achievement will open other doors for the sale of coal-based fertilizer in Europe, Asia and Australia. (asp)Topics :last_img read more

UK roundup: Lowest-paid workers ‘missing out’ on pension tax relief

first_img“Master trusts have grown to represent over 35% of the workplace savings market and account for the savings of over 7m DC scheme members in the UK,” said Jesal Mistry, head of scheme design and provider evaluation at Hymans Robertson.“The fact that only three of the master trusts we surveyed offered tax relief at source is not just surprising but a major concern as it could mean thousands of individuals auto-enrolled are not receiving the tax relief they were promised.”Pension freedoms three years onFigures from FTSE 100-listed broker Hargreaves Lansdown have revealed the extent to which recent retirees have fallen out of love with annuities since pension freedoms were introduced three years ago.In April 2015, more than 90% of retirees opted for an annuity, the company said. That number had fallen to just 12% at the start of this month, with 54% now choosing to cash in their entire pension fund.Nathan Long, senior pension analyst at Hargreaves Lansdown, said that while the relaxation of the rules had allowed investors more flexibility, the stability and security of an annuity could not be ruled out.“New pension rules have put savers firmly in control of their life after work and have proven incredibly popular,” he said. “Now, three years on from the pension freedoms, stable annuity rates and a rising stock market could prompt the first round of pension freedom-seekers to re-examine opting for the security of an annuity with some or all of their pension plan.”The annuities market has shrunk to just six providers, with eight having exited following the launch of pensions freedoms on 6 April 2015. However, Hargreaves Lansdown estimated that the departing companies represented just 15% of the overall market.Teachers’ Pension Scheme to equalise survivor benefitsSame-sex couples within the Teachers’ Pension Scheme will soon be granted the same survivor rights as their heterosexual peers following a ruling in the Supreme Court last year.Regulatory changes will be introduced to standardise the treatment of same- and opposite-sex couples after the court ruled in favour of John Walker in his 12-year battle with Innospec, the global speciality chemicals company.Walker had requested that his company pension pass to his husband in the event of his death, but because he had joined the firm before 5 December 2005, when civil partnerships were introduced in the UK, Innospec declined the request.In an update on the Teachers’ Pension scheme website, members were informed that survivors of civil partnership or same-sex marriages would gain the same benefits if they were employed from 1 April 1972 or 6 April 1978 if the marriage occurred after the last day of pensionable service.However, anomalies remain within the scheme with regard to male widowers of female teachers. On its website, the scheme said a European Court of Justice ruling meant schemes must “provide equal survivor benefits for males who survive their female spouse in relation to service from May 1990. The Teachers’ Pension Scheme provides survivor benefits for males who survive their female spouse in relation to service from 6 April 1988.”DB deficit jumps during MarchThe combined deficit of the UK’s defined benefit (DB) pension schemes jumped by more than 60% over the past month, according to figures from the Pension Protection Fund (PPF).The total shortfall increased from £72.1bn at the end of February to £115.6bn by 31 March, the statutory body’s monthly figures showed.Funding levels also fell over the month, with the ratio dropping to 93.1% at the end of March. Total assets stood at £1.57trn with liabilities recorded at £1.7trn. Just under 3,800 schemes remained in deficit, with 1,792 in surplus, the PPF noted.However, the PPF said the deficit was still lower than the £161.8bn shortfall recorded at the end of March last year. Funding levels, on a year-by-year basis, also improved – up from 90.5% in March 2017. Many of the lowest-paid members of UK defined contribution (DC) master trusts are missing out on 20% pension tax relief, consultancy Hymans Robertson has warned.The firm’s research has revealed that just three of the top 17 master trust providers offered the chance for members caught between the £10,000 (€11,533) annual minimum level for auto-enrolment and the £11,850 income tax threshold to claw back their tax.Tax relief ‘at source’ was offered only by NEST, Legal & General and The People’s Pension, Hymans Robertson said. NOW:Pensions did not offer tax relief at source, but “does make up any shortfall in lost tax relief for members”, it noted.The anomaly first became apparent in April 2015 when the government retained the minimum salary level for auto-enrolment at £10,000, but raised the liability rate for income tax to £11,500.last_img read more

SWAN begs Gov. Uzodinma to save Heartland FC from extinction

first_imgRelatedPosts Primate Ayodele to Uzodinma: You’re likely to be removed as Imo Governor Uzodinma, APC allegedly plotting to violently take over Edo Assembly – Speaker Court adjourns suit seeking Uzodinma’s sack as Governor The Imo State Chapter of the Sports Writers Association has appealed to Governor Hope Uzodinma to urgently resolve the internal leadership crisis in Heartland FC of Owerri to save the club from extinction.The association made the appeal on Saturday in a statement jointly signed by its Chairman, Everest Ezihe, and Secretary, Tunde Liadi, in Owerri. SWAN urged the Uzodinma-led government to ensure that salaries and allowances owed the players as a result of the crisis were immediately paid them.According to the association, this will enable the players to commence preparation for the new season.It noted that the continuous silence of the governor on the leadership crises in the club and the fact that the club had yet to start preparations for the new season may lead to serious setback.The News Agency of Nigeria reports that the League Management Company had set September 18 as deadline for all clubs to comply with its licencing directive.However, Heartland FC has yet to begin preparation for the new season due to internal leadership crises, which led to accumulation of unpaid salaries to both players and staff. SWAN said: “Imo SWAN appeals to Governor Hope Uzodinma to ensure the crises in the club is halted forthwith, while the government should immediately put machinery in motion which will ensure speedy payment of the emolument owed the players.“Heartland FC is the pride of the Eastern Heartland, therefore, it will be regrettable if Uzodinma whose administrative mantra is anchored on shared prosperity will out of negligence allow this most  cherished game to be destroyed by selfish interests.”Tags: Everest EziheHeartland FCHope UzodinmaImo State Chapter of the Sports Writers AssociationTunde Liadilast_img read more

Phase II of the Clematis Streetscape project set to begin today

first_imgPhase two of the Clematis remodeling street project is set to begin today.County leaders and developers are expected to conduct the groundbreaking around 9:00 am Monday and construction on the project is expected to begin shortly after.Phase two of the project will take place along the 200 block of Clematis Street in downtown West Palm Beach and will include wider sidewalks, more shade trees, and more room for bicyclist.“We’re excited to break ground on Phase II of the Clematis Streetscape project,” said Mayor Keith A. James. “When complete, this project—with wider sidewalks, more shade trees, and more room for bicyclists– will make one of our City’s most visited and most popular streets even more attractive to visitors and economic development, which is in line with my vision of creating a community of opportunity for all in our city. This project is a first step toward ushering in a renaissance, of sorts, along Clematis Street, which means only great things for our downtown.”The project will also include narrower traffic lanes and a curbless street design.As far as traffic in the area is concerned project coordinators are saying they have learned from the Phase one of the project and will work to ease construction disruption for both visitors and businesses.“With the launch of Phase II of Clematis Streetscape, we are taking our learnings from Phase I to make noticeable improvements to ease the construction phase,” said Allison Justice, Deputy Director, West Palm Beach Community Redevelopment Agency.Construction on Downtown West Palm Beach began in 2018 with upgrades to the 300 block of Clematis Street. Phase two will tackle the 200 and 100 blocks. Some parts of the 100 block will remain open until as late as August. According to the city:South side of 100 block will remain open to vehicle traffic until early August;South side of 100 block is scheduled to be completed in early December;North side of 100 block will remain open to vehicle traffic until late June;North side of 100 block is scheduled to be completed by late October;200 block is scheduled to be completed by October 31 or sooner.All construction is expected to wrap up in December.last_img read more

New Cases of Dengue Fever Reported in South Florida

first_imgPart of South Florida is now under a mosquito-borne illness alert, as new cases of dengue fever have been reported in Broward and Miami-Dade counties in recent days.Broward County reported its first case this year of locally transmitted dengue fever last Friday, while Miami-Dade reported its fourth such case.Mosquito control officials say the cases transmitted in our region come from South Florida mosquitoes that most likely have bitten people who have dengue when they come here from South and Central America and the Caribbean.The Pan American Health Organization says more than 2 million people in the tropical region have contracted the disease this year, while 723 have already died from it. Children tend to be most prone to becoming infected with it.Dengue is transmitted by bites from infected Aedes aegypti mosquitoes. Although those are the same types of bites that spread the Zika virus, dengue can be fatal in some cases.The most common symptoms associated with dengue include: high fever, severe headache, pain behind the eyeballs, and joint and muscle aches.Severe cases can include shock, internal bleeding and death.Bindu Mayi, professor of microbiology for the College of Osteopathic Medicine at Nova Southeastern University, says,  “There is no cure for dengue and no antiviral agent we can give to shorten duration of illness. About one in 20 people will get a severe case and it has to be addressed. The best thing is prevention.”Officials suggest taking these precautionary measures:-Wear repellent products, and concentrations of up to 30 percent DEET. Other U.S. Environmental Protection Agency-approved repellents contain picaridin, oil of lemon eucalyptus, para-menthane-diol, or IR3535. They may be obtained from most pharmacies.-Wear shoes, socks, and long pants and long sleeves when outside, especially at dusk.-Drain water from garbage cans, house gutters, buckets, pool covers, coolers, toys, flower pots or any other containers where sprinkler or rain water has collected.-Repair broken screening on windows, doors, porches, and patios to keep mosquitoes out of the home.Mosquito control officials in Broward and Miami-Dade say they are in the process of doing additional truck spraying, in addition to house-to-house spraying, to prevent further spreading.Broward Mosquito Control adds that they are also going door-to-door with backpacks to spray, particularly in southern portions of the county.“We know where the areas are with the types of mosquitoes that carry dengue and we will treat those more aggressively,” says Ahn Ton, Broward County’s director of mosquito control.Miami-Dade Mosquito Control Division Director William Petrie says his division had already treated the neighborhood where the newest local case was reported, and will now treat that area again. He adds, “We will treat the area more intensively and target a wider area. We also will trap mosquitoes and send them off for testing.”To request a mosquito inspection or report a breeding ground in Miami-Dade, call 311. Broward County residents may request mosquito spraying by completing the Mosquito Spray Request Form at, or by calling (954) 765-4062.last_img read more

Serena Speaks on Police Violence

first_imgShe is the latest athlete to speak out about friction between law enforcement and the black community in the US.In Tuesday’s Facebook post, Williams, 35, wrote that she had asked her 18-year-old nephew to drive her somewhere so she could work during the journey.She said that when she saw a police car she “remembered that horrible video of the woman in the car when a cop shot her boyfriend”. “All of this went through my mind in a matter of seconds,” she added.Williams was apparently referring to the July 6 fatal shooting of Philando Castile, whose girlfriend live-streamed the confrontation with police in St Paul, Minnesota.The Grand Slam champ said she checked her nephew was not speeding so they would not get pulled over, and then regretted not having driven herself.“I would never forgive myself if something happened to my nephew,” Williams wrote. “He’s so innocent. So were all ‘the others.’”“I am a total believer that not ‘everyone’ is bad. It is just the ones that are ignorant, afraid, uneducated, and insensitive that is affecting millions and millions of lives.”Williams quoted Martin Luther King Jr, writing: “There comes a time when silence is betrayal.”She added: “I Won’t Be Silent”.Williams spoke out amid a wave of anti-police brutality sporting protests in the US, triggered after San Francisco 49ers quarterback Colin Kaepernick refused to stand for the national anthem.Some 214 black people have been killed by US police this year out of a total of 821 people, according to Black Lives Matter monitoring group, Mapping Police Violence.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram Serena Williams has voiced her fears about police violence, writing on Facebook: “I won’t be silent.”The US tennis star posted that she found herself feeling wary of law enforcement during a recent journey with her teenage nephew.Williams said that when they drove by a patrol car she remembered a woman whose boyfriend was fatally shot by police.last_img read more