Peter Stephens | Wednesday, 25th March, 2020 | More on: HSBA SBRY Peter Stephens has no position in any of the shares mentioned. The Motley Fool UK has recommended HSBC Holdings. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. See all posts by Peter Stephens Image source: Getty Images The FTSE 100’s recent market crash means many of its members now trade on low valuations. Their share prices could move lower in the short run, depending on how the coronavirus outlook changes. But in the long run, there could be high total returns on offer.As such, now could be the right time to buy and hold a diverse range of large-cap shares. Here are two companies that could offer good value for money. They may deliver improving total returns in the coming years when purchased in a Stocks and Shares ISA.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Sainsbury’sThe prospects for supermarkets such as Sainsbury’s (LSE: SBRY) have changed dramatically over the past couple of months. Demand for a range of its products has increased significantly. We saw it as social distancing rules came into force and now as consumers react to the lockdown currently in place across the UK.The company’s stock price has also experienced a major change. It is down by 11% since the start of the year, and now trades on a price-to-earnings (P/E) ratio of just 10.9. This suggests that investors have priced-in a wide margin of safety, and the stock could offer good value for money.Of course, Sainsbury’s is likely to continue to face challenges. These include a highly competitive marketplace and weak consumer sentiment, over the coming years. However, its most recent quarterly update highlighted the success of its digital investments. Its online grocery sales increased by 7.3%, while its plans to cut costs and invest an increasing amount of capital in its supply chain could pay off in the long run.As such, the retailer could represent a long-term buying opportunity. It appears to offer significant growth potential from its current stock price level.HSBCAnother FTSE 100 stock which has experienced a large decline in its valuation is HSBC (LSE: HSBA). Its shares are down by 14% since the start of the year, as investors have factored in the potential for a global economic slowdown.Of course, HSBC’s most recent results showed that the bank was experiencing mixed trading conditions prior to the impact of coronavirus on the economy. For example, it recorded a $7.3bn goodwill impairment charge and reported relatively weak trading conditions in its commercial banking business in Europe.The bank plans to deliver an improved performance over the next couple of years through simplifying its operations and reducing costs. This could help it to overcome potential economic weakness in the short run. Furthermore, HSBC’s large presence in Asia may mean that it recovers faster than some of its European-focused peers. Countries such as China appear to be further along in their battle to beat coronavirus, and may report stronger economic performance in the short run.With the stock trading on a P/E ratio of around 9.7, it seems to offer good value for money. It may produce high returns in the coming years. The stock market has crashed! Why I’d buy these 2 FTSE 100 shares in an ISA today Our 6 ‘Best Buys Now’ Shares I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. 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Categories: Letters to the Editor, OpinionThank you, Proctors, for the new Addy Theatre on the third floor. It’s great to see that all the major 2017 Oscar contenders will be shown there. Finally, we have a theater in Schenectady showing movies of high quality and the price is right. I’m looking forward to many hours of enjoyable viewing at Proctors’ new space.Elizabeth VolpicelliSchenectadyMore from The Daily Gazette:Troopers: Schenectady pair possessed heroin, crack cocaine in Orange County Thruway stopSchenectady police reform sessions pivot to onlineMotorcyclist injured in Thursday afternoon Schenectady crashSchenectady man dies following Cutler Street dirt bike crashSchenectady’s Lucas Rodriguez forging his own path in dance, theater, music
Launched July 3, the site was created following calls from students and organizations to USC administration to take action against anti-Black racism on campus and dismantle University-affiliated institutions that have perpetuated oppression against the Black community, including the Department of Public Safety and the Los Angeles Police Department. (Vincent Leo| Daily Trojan) Along with links to petitions and demands created by USC students to University administration, the carrd also features a “Black Artists At USC” tab that showcases the work of Black dancers, designers, musicians, photographers and filmmakers on campus. (Vincent Leo | Daily Trojan) The team updates the site often with new petitions, fundraisers and educational resources that relate to the USC community, such as efforts to end campus ties with LAPD, student-led sales to support Black Lives Matter and a link to the Off the Track podcast where USC Track athletes discuss social justice. “There are so many petitions going out there, fundraisers, and we thought it could be pretty useful [for the website] to serve as this hub,” Seshadri said. “We just wanted to do our part as non-Black [people of color] in helping this movement move forward.” Upon reaching the site, bolded letters greet the visitor: “As USC students, we have the privilege and resources to learn. Educate yourself and others.” Below, in unbolded text, a call to action: “Start now, start here.” Over the course of one month, the six students said they set out to research all the different ways people can educate themselves on and participate in anti-racist efforts. They compiled petitions circulating the internet that champion racial justice and assembled a list of Black-owned restaurants around campus. “The culture of our communities is to not pay attention to things that are going on around us, stay in our own lane and mind our own business,” Seshadri said. “Ultimately, the solution comes down to being proactive.” “Our list of demands is not holistic,” Desai said. “There are obviously a lot of things the University could do in addition to them to create effective change within our community.” The mission statement outlines various demands such as the reform of the University’s general education curriculum and calls for student-run organizations to be more inclusive. However, Desai, a junior majoring in politics, philosophy and law, said these points only represent some of the public changes that the USC community is fighting for. Starting in June, she tasked herself with several responsibilities, ranging from contacting artists on campus to writing scripts for phone calls to senators. After several virtual meetings and many hours, they created USC Black Lives Matter Resources, a website aimed at empowering Black voices through facilitating education. The site launched July 3 in response to numerous calls to the USC administration to dismantle systems that have historically oppressed Black students, such as the Department of Public Safety, and improve Black representation on campus. “I was so happy that it was all kind of in one place,” Minor said. “I even got introduced to other Black students on campus that are in this town that maybe I haven’t met yet. It was really inspiring to have it.” Minor encouraged people that come to the website to make a genuine effort to have conversations with the artists and discuss their work. Desai engaged with anti-racism work in other projects before she got the idea to work on the website. She first created a fundraiser for the NAACP and other organizations with her peers in Project Rishi, a student organization that focuses on fostering sustainable development in rural India, raised more than $100,000. Posts on the @black_at_usc Instagram page, which feature anonymous stories of racist incidents that Black students face, also helped her understand the power a site of curated resources could have. Keviette Minor, a senior majoring in design whose work focuses on her experiences as a Black woman and the feelings of rejection she has often felt, is one of many artists whose work is featured on the site. “At an institution like USC … the experiences [of] people of color don’t really get explored in those white-walled spaces,” Minor said. Beyond containing links to petitions and fundraisers, the website also underscores overlooked aspects involved with learning to be actively anti-racist, showcases the work of Black dancers, musicians and filmmakers on campus. For Rohan Palla, a junior majoring in film and TV production, collaborating on the website helped him discover the connection between South Asian and Black history. Between the website’s different pages, including those such as the section “For Non-Black [People of Color] Communities,” the driving force is to create an ergonomic environment where educating oneself is not a challenging task. Palla said this goal was only possible by ensuring the team was not focusing exclusively on non-Black community’s experiences. In the wake of incidents of anti-Black racism occurring on and off campus, Maya Desai, along with five of her peers challenged themselves to make an impact. “It made me realize that stuff like donations is great but we also need to tackle the end goal of educating people and highlighting the experiences of the voices that need to be heard most right now,” Desai said. Desai, being of South Asian descent, stated that members within her community, particularly college students, can engage in meaningful conversations about anti-racism with friends and family members. She also believes the South Asian community has a privilege that is not afforded to the Black community. “We had one main goal: always put Black voices at the forefront of the website, especially as non-Black people creating this website,” Palla said. “The movement is not about non-Black [people of color].” These artists, Minor believes, may not find the right exposure at USC or other major platforms due to systemic issues that fail to provide appropriate Black representation. While the internet has a wealth of resources to get involved and educated, Eshana Seshadri, a junior majoring in computational neuroscience, said many students feel overwhelmed and don’t know where to start. She wanted the website to be a starting point, where anyone could access a variety of resources.
A Comprehensive Guide to a Content Audit readwrite Twitter’s long-anticipated initial public offering went public on the SEC’s Edgar site. The company hopes to raise $1 billion through stock sales and plans to trade under the symbol “TWTR.” Tags:#IPO#social media#twitter Guide to Performing Bulk Email Verification The Dos and Don’ts of Brand Awareness Videos Related Posts Facebook is Becoming Less Personal and More Pro…
Here’s a pattern:You compete for your prospect’s business. You make it to the presentation stage. They say they like you a lot, but you cost more than your competitors. You lose the business.Here’s another pattern:You call your dream client to check in each quarter. They tell you nothing’s changed. You ask them if it’s okay to call them and check in again in another quarter. They happily agree.Here’s one more pattern:Your boss is a jerk. He doesn’t understand that it’s not your fault that you aren’t producing results. He tries to get you to change what you’re doing. You quit and get a new boss. The new boss is a jerk.The One Thing You Can ChangeThe common denominator in each of these patterns is you. If you continue to do the same thing over and over again, you will produce the same result over and over again. The only thing that you have any real ability to change is you. And how lucky we are that this is true.You can break unhealthy patterns at any time you choose. You can stop doing what you are doing when it isn’t working and do something different instead.Establishing Virtuous PatternsHere’s a different pattern:You win your dream client. You solve their problems and they’re happy with you. Instead of becoming complacent, you bring your dream client a new, unsolicited, value creating idea. Your dream client is even happier. You repeat this every quarter.Here’s one more pattern:You call your dream client and they refuse to give you their time. You nurture them by providing them an actionable, valuable idea or insight. They still refuse to give you the time of day. Nurture. Nurture. Nurture. Nurture. Your dream client is dissatisfied. They agree to meet with you.We fall into patterns. Some of them are vicious. Others are virtuous. To break unhealthy patterns and establish new ones, you have to change what you’re doing.QuestionsWhat are some of the patterns that you have fallen into that don’t serve you?Are there any patterns that you’ve adopted that served you at one time but that no longer serve you now?What are the healthy patterns of activity that are producing results for you now?How could you do even more of what is already working?Who has a pattern that you can follow to produce the same result they’re producing? What’s that pattern?
“Look! That’s Gandhi leading us,” says Rajagopal P.V., striding steadfast along with a band of 50 padyatris, Indians and others from 10 countries, with a mission to reach Geneva before October 2, 2020. “We’re collecting case studies from the grassroots to present them to the United Nations, to evolve an alternative development model,” he says, unfazed by the sun or the traffic in old Bhopal on Tuesday. The Jai Jagat yatra, a global peace march, continues from the Union Carbide factory in the city. Leading from the front is a woman deftly balancing on her head a pot carrying soil taken from Mahatma Gandhi’s samadhi.“The Bhopal gas tragedy is an example of violence on nature in the name of development. We’ll take it up with the United Nations, to tell them unless they reconsider this model, nothing will change,” says Mr. Rajagopal, a Gandhian and a founding member of the Ekta Parishad, and among the organisers of the march.Traversing 12 countries, including India, Iran, Armenia, Serbia, Italy and Switzerland, over 12 months, the band will meet international institutes like the International Monetary Fund, the World Bank and the World Trade Organisation to highlight grassroots issues, best practices exemplifying the blend of non-violence and sustainability, and attempt to chalk out ways to integrate local economies with the global economy. “The present development model is profit-oriented wherein decisions are taken by a few powerful corporations along with governments in an anti-people, unsustainable way,” says Jill Carr-Harris, international coordinator for the march, flagged off in New Delhi on October 2, heading down south. “This has caused violence locally. We’re focusing on finding ways to change this paradigm.”Marking Gandhi’s 150th birth anniversary year, the march, she says, will dwell on ways a non-violent economy could be sustained using his principles. “We are setting up an online platform to document micro examples to substantiate a policy change. We’re trying to establish the link between the local and the global.”Besides, the targets of eradicating poverty, eliminating social exclusion, ameliorating the climate crisis and halting conflict and violence, all drawn from the UN’s sustainable development goals, drive the march, says Mr. RajagopalTravelling in the northern States has also unravelled an intriguing trove of issues for them. “We have come across issues of tribals, pastoral communities, land alienation, poverty and starvation. These issues are spurring us to march ahead,” says Ms. Jill. Paying tribute to Abdul Jabbar, who worked for the tragedy’s survivors, she says, “We respect his hard work as these issues have to be known by others. His death is an example of how this development model affects the grassroots. Since 1984, enormous struggle and activism have attempted to take their story to the world.”
Photo by Tristan Tamayo/ INQUIRER.netAllen Durham unleashed another colossal performance to tow Meralco to an 85-83 Game 4 victory to even up the 2017 PBA Governors’ Cup Finals at two games apiece Friday at Smart Araneta Coliseum.The hulking reinforcement muscled his way down low and scored the marginal undergoal stab off a Reynel Hugnatan assist with 46.6 seconds on the clock to capped off another amazing output of 28 points, 18 rebounds, two assists, two steals, and two blocks.ADVERTISEMENT Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games MOST READ Ginebra fought back from 13-points down in the second half, turning a 63-50 deficit with 3:24 late in the third quarter to a 70-all tie with 7:48 remaining. Old reliables Mark Caguioa and Jayjay Helterbrand turned back the clock and paired up with Brownlee in staging that huge 20-7 blast abridging the final frames to set up the thrilling finish.The Scores:MERALCO 85 – Durham 28, Newsome 18, Hugnatan 14, Amer 11, Hodge 7, Dillinger 2, Caram 2, Faundo 2, Lanete 1, Tolomia 0.GINEBRA 83 – Brownlee 34, Devance 15, Caguioa 8, Aguilar 7, Slaughter 6, Cruz 4, Thompson 4, Ferrer 3, Helterbrand 2, Tenorio 0, Mercado 0.Quarters: 17-17, 41-40, 68-63, 85-83. “As always, it’s beautiful if it works. Our execution down the stretch was pretty good today, except for that last layup of JD (Dillinger). But everything went pretty smoothly,” said coach Norman Black of the game-winning connection between his veteran forward and the two-time Best Import. “The guys really focused in this time on what we did in the huddle as far as instructions were concerned, unlike in Game 2. And we made some big shots and some big plays down the stretch.”The Gin Kings still had numerous cracks at the basket, but Sol Mercado muffed his right wing trey, and Justin Brownlee botched his two attempts in the final 26 seconds off the game, none tougher than a missed one-hander at the buzzer which could have forced overtime.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutMeralco and Ginebra now go to a virtual best-of-three, with the remaining games to be played at Philippine Arena in Bocaue, Bulacan. Game 5 is slated this Sunday.Chris Newsome added 18 markers, 11 boards, and four dimes, while Hugnatan once again was instrumental in the win as he churned out 14 points, seven rebounds, and four assists. Kammuri turning to super typhoon less likely but possible — Pagasa Read Next From role player to Rookie of the Year: Getting award feels ‘surreal’ for Pogoy View comments Stronger peso trims PH debt value to P7.9 trillion Sophomore playmaker Baser Amer also came through in the clutch, drilling a confidence-boosting corner trey with 1:16 remaining to give the Bolts the 83-81 lead. He wound up with 11 markers on a 2-of-4shooting from three, on top of three assists and two boards.Black said that Meralco really looked at Game 4 as a must-win. “If we go down 3-1, then it would have been very difficult for us to come back.”But with the two teams now on an even keel, the former Grand Slam-winning mentor can set his sights once again on finishing the “unfinished business” from last season’s campaign.“It’s just a great win for us to tie the series. That basically means we have at least two games in Philippine Arena now. So that should be very exciting. Big win for our program, big win for the series, to come back and tie them after being down 2-0. It’s a morale-booster for us and we really just have to see what we can do about giving our guys a little bit of rest in practice and making sure that we fix what we did wrong tonight and hopefully execute better in the next game,” said Black.Brownlee did all he could for Ginebra, firing 34 points, 14 rebounds, seven assists, and two steals, while Joe Devance got 15 markers, six boards, four dimes, and two steals in the defeat.ADVERTISEMENT Don’t miss out on the latest news and information. Japan ex-PM Nakasone who boosted ties with US dies at 101 Brace for potentially devastating typhoon approaching PH – NDRRMC QC cops nab robbery gang leader, cohort Kin of Misamis Oriental hero cop to get death benefits, award — PNP Typhoon Kammuri accelerates, gains strength en route to PH LATEST STORIES CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA
“Just doing his system and I think anybody who’s watched coach Yeng can see that everybody’s going to have an opportunity to play,” said Norwood after Gilas’ 100-82 win over Meralco in a tune-up game Friday.Guiao’s system usually employs 12 players on a team and this assurance that everyone would get minutes is what motivates players to lock in the game, which is what Gilas badly needs.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSUrgent reply from Philippine football chiefSPORTSPalace wants Cayetano’s PHISGOC Foundation probed over corruption chargesWith only the better of two fourth seeds advancing, the best chance for the Philippines, which holds a 5-5 record in Group F, is for Lebanon, the no.4 team in Group E, to finish the second round with a worse card.Only seven teams will qualify for the 2019 Fiba Basketball World Cup in China–the top three seeds for each group and the better of the two no.4s. Don’t miss out on the latest news and information. PH underwater hockey team aims to make waves in SEA Games PLAY LIST 02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss Gilas head coach Yeng Guiao during the national team’s tune up before heading to Doha and Kazakhstan. Photo by Tristan Tamayo/INQUIRER.netMANILA, Philippines—Gilas Pilipinas is facing its biggest challenge yet in the Fiba World Cup Asian Qualifiers as one slip could very well eliminate Filipinos from the competition.The Philippine national basketball team needs all the positivity it can get and Gabe Norwood said he and the team’s continued familiarity with head coach Yeng Guiao’s system could prove vital in their quest for the World Cup.ADVERTISEMENT MOST READ Sports Related Videospowered by AdSparcRead Next ‘We are too hospitable,’ says Sotto amid SEA Games woes US judge bars Trump’s health insurance rule for immigrants LATEST STORIES NBA All-Star: 10 things to know about the weekend Grace Poe files bill to protect govt teachers from malicious accusations ‘We are too hospitable,’ says Sotto amid SEA Games woes Oil plant explodes in Pampanga town SEA Games hosting troubles anger Duterte Oil plant explodes in Pampanga town Private companies step in to help SEA Games hosting “It’s not like things in the past when sometimes guys already know they’re not going to play or they might not be able to mentally lock-in,” said Norwood, who has been part of the national team program since 2007 and was part of the team that went to the 2014 World Cup in Greece.Norwood played for Guiao from 2011 to 2016 in Rain or Shine and this partnership produced two championships and numerous playoff appearances.“You will have 12 guys who know they’re going to step out into the court and all are going to be mentally locked in,” said Norwood whose Gilas team will face Qatar and Kazakhstan in late February.“Coach Yeng’s system will help us maximize everybody’s effort and if you know you’re going to go all out the next is going to the same thing and hopefully that translates to win.”ADVERTISEMENT View comments