EMI seeks a fresh £100m cash injection

first_img Tags: NULL Show Comments ▼ Wednesday 18 August 2010 8:16 pm whatsapp whatsapp More From Our Partners Brave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgKiller drone ‘hunted down a human target’ without being told tonypost.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.org‘Neighbor from hell’ faces new charges after scaring off home buyersnypost.comFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comSidney Crosby, Alex Ovechkin are graying and frayingnypost.comFeds seized 18 devices from Rudy Giuliani and his employees in April raidnypost.com980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comUK teen died on school trip after teachers allegedly refused her pleasnypost.comMark Eaton, former NBA All-Star, dead at 64nypost.comI blew off Adam Sandler 22 years ago — and it’s my biggest regretnypost.comSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.com EMI seeks a fresh £100m cash injection KCS-content EMI is confident private equity investor Terra Firma will pump a further £100m or so into the business next March to help it avoid a breach of its loan covenants, it is understood.Maltby Capital, EMI’s holding company, is expected to require an equity cure “substantially in excess” of the £87.5m injected this year when the first quarter of 2011 closes. Guy Hands, Terra Firma’s dealmaker-in-chief, will have to persuade his backers – including large US retirement schemes such as the New York City Police Pension Fund – to hand over more cash.But a source close to the beleaguered record label said: “We are pretty confident of getting that equity cure when the time comes.”EMI’s underlying performance is improving, according to an update published yesterday, although the company remains saddled with £3bn of debt dating to Terra Firma’s buyout at the top of the market in 2007.Maltby Capital cut its losses by two thirds year-on-year due to falling writedowns and lighter restructuring charges in the 12 months to 31 March. But it still haemorrhaged £512m after tax due to a crippling interest bill on its loans to Citigroup.This was despite achieving sales of £1.7bn on the back of hits from Katy Perry and Gorillaz. Ebitda – a measure of underlying cashflow – increased 14 per cent to £334m.Separately, Citi and Terra Firma are expected to hold talks in New York next month to discuss a settlement of a longstanding legal row. Terra Firma has accused Citi, which ran the auction of EMI as well as providing debt, of falsely inflating the company’s price by claiming other bidders were involved when they were not. Sharelast_img read more

Spain auction disappoints

first_imgThursday 16 December 2010 8:59 pm KCS-content Show Comments ▼ Spain auction disappoints YIELDS on Spain’s sovereign debt shot up ahead of a long-dated bond auction yesterday, even as the Spanish parliament voted to extend the country’s state of emergency to 15 January.The state of emergency keeps the country’s airports under military control after a strike about government cuts by air traffic controllers shut down the country in early December. After a warning yesterday from Moody’s that Spain’s credit rating is on review, yields on 10-year notes shot over 5.55 per cent this morning for the first time since November.The government auctioned off €2.4bn’s worth of 10 and 15-year debt – less than expected, at an auction described as “disappointing” by analysts. Analysts at BNP Paribas said the auction had “failed to generate any renewed confidence”.The sale was Spain’s second in a week, with its earlier short-dated bond auction of €2.5bn of debt on Tuesday seeing stronger demand. But the punitive yields being demanded by bond investors are stoking concerns that the Eurozone’s peripheral sovereigns will be unable to refinance their debt on a sustainable basis. According to Goldman Sachs, Spain needs to refinance €210bn worth of debt next year. The growing cost of borrowing for Eurozone states reflects the market’s lack of confidence that Europe’s leaders will be able to put the region’s finances on a sound footing as they meet for a second day of talks today. Investors are also worried by the fragile state of Spain’s banking sector, which was heavily invested in the property bubble. Share whatsapp whatsapp Tags: NULL Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofNew England Patriots’ Cam Newton says no extra motivation from Mac Jones’SportsnautChicken Bao: Delicious Recipes Worth CookingFamily ProofCheese Crostini: Delicious Recipes Worth CookingFamily Proof last_img read more

Philips spins off TV arm as profit disappoints

first_img Tags: NULL Share whatsapp Monday 18 April 2011 3:08 am by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStorySerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesMoneyPailShe Was An Actress, Now She Works In ScottsdaleMoneyPailDrivepedia20 Of The Most Underrated Vintage CarsDrivepediaLuxury SUVs | Search AdsThese Cars Are So Loaded It’s Hard to Believe They’re So CheapLuxury SUVs | Search AdsBetterBeDrones Capture Images No One Was Suppose to SeeBetterBeautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Seeautooverload.comElite HeraldExperts Discover Girl Born From Two Different SpeciesElite Herald whatsapp center_img Philips spins off TV arm as profit disappoints Show Comments ▼ John Dunne Read This NextRicky Schroder Calls Foo Fighters’ Dave Grohl ‘Ignorant Punk’ forThe WrapCNN’s Brian Stelter Draws Criticism for Asking Jen Psaki: ‘What Does theThe WrapPink Floyd’s Roger Waters Denies Zuckerberg’s Request to Use Song in Ad:The WrapDid Donald Trump Wear His Pants Backwards? Kriss Kross Memes Have AlreadyThe Wrap2 HFPA Members Resign Citing a Culture of ‘Corruption and Verbal Abuse’The Wrap’Small Axe’: Behind the Music Everyone Grooved On in Steve McQueen’sThe WrapHarvey Weinstein to Be Extradited to California to Face Sexual AssaultThe Wrap’Black Widow’ First Reactions: ‘This Is Like the MCU’s Bond Movie’The Wrap’The View’: Meghan McCain Calls VP Kamala Harris a ‘Moron’ for BorderThe Wrap Dutch consumer electronics giant Philips Electronics said it would divest its struggling television business as first-quarter net profit came in below expectations.Philips is transferring its TV business to a joint venture with its partner, global monitor maker TPV.“Finding a solution for our television business was our top priority and we strongly believe that the intended 30-70 per cent joint venture with TPV that was announced today will enable a return to profitability for the television business, and an increased portfolio focus for Philips in health and well- being,” said chief executive Frans van Houten in a statement.Van Houten, a restructuring expert, took over as chief executive on 1 April.Philips said TPV will purchase 70 per cent of the shares in the joint venture for a deferred purchase price, equating to four times the joint venture’s EBIT over the years 2012 until the year Philips exercises its right to receive the purchase price.Philips also has an option to sell the remaining 30 percent stake to TPV for the same terms after six years.Once a global leader, Philips TV business has lost its luster and cannot compete with lower-cost rivals.The unit, which makes up less than ten per cent of group sales, has become a thorn in the firm’s side, having notched up losses of almost a billion euros since the beginning of 2007.Philips currently licenses its TVs to TPV in China as well as Funai in the United States and Videocom in India.Philips announced first-quarter net profit of 138 million euros, down 31 per cent from a year ago and below forecasts. last_img read more

Safaricom Limited (SCOM.ke) 2008 Abridged Report

first_imgSafaricom Limited (SCOM.ke) listed on the Nairobi Securities Exchange under the Technology sector has released it’s 2008 abridged results.For more information about Safaricom Limited (SCOM.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the Safaricom Limited (SCOM.ke) company page on AfricanFinancials.Document: Safaricom Limited (SCOM.ke)  2008 abridged results.Company ProfileSafaricom Limited is an integrated telecommunications company in Kenya providing mobile, fixed voice, data, SMS, Internet and M-PESA services. The company sells mobile phones and tablets as well as broadband modems and routers. It also offers its customers data bundles for pre- and post-paid customers; pre- and post-paid voice plans and SMS services for national and international roaming; Okoa Jahazi for emergency top-up credit; and Flex plans for browsing, calling and SMSing. Bonga Points is a customer loyalty programme and M-PESA is a mobile telephone service to deposit, transfer and withdraw money as well as pay for goods and services. Other services offered include website and email, calling and cloud and hosting services. Safaricom Limited’s head office is in Nairobi, Kenya. Safaricom Limited is listed on the Nairobi Securities Exchangelast_img read more

Veritas Kapital Assurance Plc (VERITA.ng) Q32016 Interim Report

first_imgVeritas Kapital Assurance Plc (VERITA.ng) listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2016 interim results for the third quarter.For more information about Veritas Kapital Assurance Plc (VERITA.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Veritas Kapital Assurance Plc (VERITA.ng) company page on AfricanFinancials.Document: Veritas Kapital Assurance Plc (VERITA.ng)  2016 interim results for the third quarter.Company ProfileVeritas Kapital Assurance Plc is a leading insurance company in Nigeria licensed to cover all classes of non-life insurance products and services. The company was formerly known as Unity Kapital Assurance Plc and incorporated in 1973 as a private liability company under the name Kano State Insurance Company. Non-life insurance products and services offered by Veritas Kapital Assurance Limited includes auto insurance which covers motor third party, fire and theft; home insurance which covers risk of fire, flooding and burglary; aviation insurance which covers hull losses as well as liability for passenger injuries, death, environmental and third-party damage caused by aircraft accidents; marine insurance which covers hull and cargo damage; engineering insurance which covers problems related to production capacity and financial losses; oil and gas insurance which covers all issues related to employees, physical assets, balance sheets and long-term viability; and bond insurance which is a financial guarantee taken out by contractors to indemnify them against any defaults. Veritas Kapital Assurance Plc offers medical insurance and pension fund administration services through its subsidiaries; Health Care Security Limited and FUG Pensions Limited. The company’s head office is in Abuja, Nigeria. Veritas Kapital Assurance Plc is listed on the Nigerian Stock Exchangelast_img read more

A closer look at BP’s pivotal green push

first_imgA closer look at BP’s pivotal green push Jay Yao | Wednesday, 28th October, 2020 | More on: BP See all posts by Jay Yao Our 6 ‘Best Buys Now’ Shares 5 Stocks For Trying To Build Wealth After 50 Jay Yao has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Addresscenter_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. There’s a reason for BP‘s (LSE: BP) new and heavier emphasis on green energy.It is not just that producing more renewables good for the environment. It also gives the oil giant an opportunity for growth. BP believes renewables will grow faster than any other energy source in the medium term. The company sees renewable shares rising from 4% of all primary energy in 2019 to an estimated 15% by 2040.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The price of oil has been a poor performer over the past 10 years. There are predictions that oil demand might have already peaked last year. So, perhaps trying something new is the right idea. This assumes good execution, of course. Given that BP is planning this push into low carbon energy, here is a closer look at how the company is trying to do more business in the sector. How BP is trying to go ‘green’While BP has emphasized green energy before, it is now planning to spend a lot more money than before in the sector. In terms of expenditures, BP recently disclosed an ambitious ‘10-fold’ increase in its low carbon investment budget, to around $5bn a year within a decade. As a result, the oil giant expects to have substantial renewable energy operations by 2030. Specifically, the company targets bioenergy production of over 100,000 b/d, developed renewable generating capacity of 50GW by 2030, up from 2.5 GW in 2019, as well as a substantial hydrogen business. BP also plans to adjust to the electric vehicle age. In addition to its traditional gas stations, the oil giant plans to increase the number of electric vehicle charging points to 70,000 by the beginning of next decade, from around 7,500 now. As a result of investing more in green energy, BP believes it will reduce its emissions from operations by 30% to 35% by 2030, as well. The expected returns of going greenBP management expects to generate a more sustainable return by going green. In terms of the specific numbers, management expects to “diversify and improve the resilience” of its cash flow. In conjunction with its existing operations, management expects to have an average compounded annual growth rate of 7% to 9% to 2025 in terms of EBIDA per share. I think BP’s green pivot is a great idea. Although transitions can be difficult, I think it’s better to get started earlier rather than later when it comes to adjusting to a long-term trend. By starting earlier, a company could potentially have more opportunities to gain economies of scale and advanced tech. A company would also have more experience which could improve efficiency. Given that China has committed to going carbon neutral by 2060, there will be a lot of demand for green energy. As a result, I think there is also potential for outperformance if management executes well. If BP succeeds with its green ‘pivot’, I think the stock could garner a higher valuation in the long term.  Simply click below to discover how you can take advantage of this. Image source: Getty Images. Click here to claim your free copy of this special investing report now! Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away.last_img read more

Caring for Your Heart When You Have Diabetes

first_img Support conservation and fish with NEW Florida specialty license plate Share on Facebook Tweet on Twitter LEAVE A REPLY Cancel reply Save my name, email, and website in this browser for the next time I comment. The Anatomy of Fear Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Please enter your comment!center_img Focus on your healthFrom Florida Hospital ApopkaDiabetes and heart disease often go hand in hand, yet the relationship between them remains unclear. What is clear is that there are many complex factors. You have entered an incorrect email address! Please enter your email address here Please enter your name here “People with diabetes often experience blood vessel changes leading to cardiovascular disease,” says Richard Pratley, MD, endocrinologist, diabetes and metabolism specialist at Florida Hospital. “Vessel linings may become thicker, making blood flow more difficult.”With diabetes there’s a tendency for blood cells to clump, forming clots. A clot to the heart may cause a heart attack, while a clot to the brain may cause a stroke.PROTECTING THE HEARTStaving off cardiovascular disease consists of preventing further damage to heart and blood vessels.“The best prevention is keeping a sharp eye on cholesterol levels, blood pressure and glucose levels,” says Nandkishore V. Ranadive, MD, a cardiologist at Florida Hospital.Patients can get this support from the Florida Hospital Diabetes Institute. Thanks in part to the generous support of community members, FHDI patients receive education on effective prevention and treatment. These measures involve lifestyle changes including diet, exercise, stress management and smoking cessation; medications controlling blood sugar, blood pressure and cholesterol; and possibly daily aspirin to ward off clots.ONE PATIENT’S EXPERIENCEIn 1981, Bruce Arrow of Orlando, now 69, developed chronic pancreatitis (inflammation leading to permanent deterioration of the pancreas). He learned his badly damaged organ might not be able to produce enough insulin, which could lead to diabetes. Nine years later, Bruce developed the condition.“I didn’t have any symptoms or need medication,” Bruce remembers. But his health concerns were far from over. A competitive athlete, Bruce knew something was wrong when he couldn’t run or play golf without experiencing shortness of breath. That’s when he was diagnosed with coronary heart disease, 14 years after his diabetes diagnosis.“Several major arteries were blocked, and I needed coronary bypass surgery,” says Bruce. He was referred to George Palmer, MD, cardiovascular surgeon at Florida Hospital, who repaired six arteries.“Seven months later, I skied in Utah and nine months later, I completed a race in Illinois,” says Bruce, whose diabetes is under control with diet, medication and exercise. Bruce knows generosity heals, and that’s why he’s an active FHDI supporter, passionate about helping others receive the same education and treatment. “My whole experience at Florida Hospital was amazing.”WHAT CAN I DO?Get educated about diabetes and learn how to control it.Reach a healthy weight. Being overweight is a risk factor for heart attack and stroke.Get at least 30 minutes of physical activity daily. Exercising can help you lose weight and lower blood pressure.Eat foods low in saturated fats, trans fats, cholesterol, salt and added sugars.Don’t smoke. It’s a major risk factor for heart attack and stroke.Take medications as directed. Ask your doctor about taking daily aspirin.Ask family and friends to help you manage your diabetes. A little support goes a long way. TAGSDiabetesFlorida Hospital – ApopkaFocus on your healthHeart health Previous articlePat Williams to speak at Christian Chamber lunchNext articleWounded Officers Initiative and Ministerial Alliance partner for BBQ Denise Connell RELATED ARTICLESMORE FROM AUTHORlast_img read more

And the angels laughed… or maybe, it was just birds being…

first_img LEAVE A REPLY Cancel reply Been there! Seagull doodoo, on the head! I was quietly enjoying my snack of broccoli and ranch dip at Epcot Center a number of years ago…and all of a sudden, I felt a large, warm, splat on the top of my head. Needless to say, I was not thrilled…and I took my napkin (WHY did I not grab more than one???) and tried to collect the warm mess as completely as possible in it! Then, I calmly looked around to see how many people were laughing…but, I think I dodged THAT bullet! So, since the mess in my napkin looked an awful lot like the ranch dip, I decided I had enjoyed enough of both, and nonchalantly deposited them into the trash as I walked to the nearest restroom to see what kind of mess I was wearing on my head! Amazingly, I could see nothing! But, I DID take a shower as soon as I got home! Birds….they really have a gifted delivery system! No matter what happens sometimes in the wild of the wilds, Papa God knows how to give good gifts…and memorable memories… often with a little twinkle in his eyeNature NuggetBy Charles Towne    After spending a lifetime on the lakes and rivers of this grand country of ours, and rubbing shoulders with all sort of varmints, critters, and denizens, I must say that I really like great blue herons. They are stately and beautiful birds, almost regal in their bearing as they wade along searching for whatever luckless fish, crawdad, creepy crawly, hop frog, snake or other tasty tit bit that might attract their scrutiny.When the fledglings are little, and unable to fly, the adult herons, being devoted and diligent parents, spend much of their time eating fish and whatever else might attract their attention. This mixture lies in the gullet of the parent bird, rotting and digesting into a delicious soup for the sweet little babies to slurp down. Mmmmm, good!I had been hired by the state of Michigan to destroy several beaver dams that were causing flooding that had inundated portions of back country roads, and when I say destroy beaver dams, I mean DESTROY, like with dynamite, as in KABOOM! No more beaver dam! Boy, that was fun, and it didn’t hurt the beaver; just gave them cause to rebuild their dam. I guess you could say I was just offering them job security!The subsequent flooding had caused a considerable lake to form back on the state land and the great blue herons had formed a rookery in the tops of the dead trees. And it wasn’t just any old rookery, no; it was a rookery to put all rookeries to shame! Over two hundred great blue heron nests and not one of those nests had less than two baby blue herons in it! You do the math.Well, understanding that I really like blue herons, and also understanding that all babies are cute, I got this brilliant idea to go out there in my canoe, and photograph those adorable, sweet, little baby birds.There I was, out on that lake surrounded by cute baby blue herons, when I suddenly noticed that all of those adorable baby birds, every one of them, were staring down at me with a rare and most unique hostility, and great malevolence in their evil little eyes. And then, as if on cue, they all evacuated their cute little bowels on me, and not a few of them regurgitated on me at the same time. Have you ever smelled the decisively putrid and disgusting odor of rotting fish that had been laying in repose in an advanced state of decomposition in the stomachs of a hoard of baby blue herons before?Did I say that I don’t like great blue herons? Nasty, disgusting beasts they are, and endowed with an evil sense of humor.As  I swiftly and gagglingly paddled my canoe away from that rookery, I was certain that I heard angelic laughter wafting through the air; but then, just perhaps, what I heard was the sinister cackling laughter of all those foul fowls.Papa God is not like that! He knows how to give good gifts, and I will say amen to that! Charles Towne is first and foremost a Christian. An octogenarian, author, journalist, wildlife photographer, naturalist, caregiver, and survivor, his life has been and continues to be, a never-ending adventure filled with possibilities never imagined. He has adopted the philosophy that to Live fully, laugh uproariously, love passionately, and learn like there is no tomorrow, is a formula for a long and joy-filled life. Patricia Christian, I would much rather have a “Me too!” than a “Not me!” any day. Bless you and yours, Chaz The Anatomy of Fear Reply January 5, 2021 at 1:49 pm 31 COMMENTS Reply NH Reply You have entered an incorrect email address! Please enter your email address here Reply charles towne Jimmie and Mignon, there is a problem with your theory, size! Great blue herons are large enough for me to be thankful that elephants don’t fly. Sense of sinister, definitely a sense of sinister. Chaz January 3, 2021 at 11:37 am January 5, 2021 at 3:34 pm January 4, 2021 at 6:18 am January 3, 2021 at 9:51 am January 3, 2021 at 3:52 pm January 3, 2021 at 12:24 pm Reply Talk about a memorable memory…lol!! I am still laughing. thank you my dear friend for starting my day off with a chuckle. Happy New Year! January 3, 2021 at 11:34 am Mike McFadden Reply January 3, 2021 at 11:52 am Reply January 3, 2021 at 1:05 pm Judith Hankes What a hilarious story . Sorry for the clean up time you most likely had to do. Perhaps mommy and papa heron instructed their chicks to splash all humans in boats. It reminded my wife of when a flock of birds evacuated on her and our daughter while lounging at a pool. Not a pleasant experience. Could those tiny dear creatures possibly have a since of humor or a since of sinister??? Jimmie and Mignon Mike, Candlestick phone? We didn’t have a phone, smoke signals. my friend; smoke signals! Chaz Charles Towne What goes in must come out. John had a similar experience when a seagull intentionally targeted him. Another time, while sipping a cup of coffee underneath a birch tree, he was alert enough to notice a sudden splat in his mug. Yes, you guessed it. He was glad the cup was in his hand causing him to become aware of what happened. Imagine taking your last gulp of coffee and . . . . charles towne January 8, 2021 at 5:16 am charles towne Reply Reply Reply Dear NH, Looking back through the imperfect lens of memory, laughter was not so easy to come by at the time but it certainly brings a chuckle today! Chaz Almost every week I learn a new word when reading your story – this week was no exception as I now know what a denizen is… Obviously many of your adventures took place before the advent of smart phones with cameras and your ability to vividly tell a story plays an imaginary video in the readers mind far superior to any smart phone could. Thanks for once again for enriching my Sunday morning… January 3, 2021 at 9:11 am January 3, 2021 at 7:55 am Good morning Richard and Happy New Year to you also. While Chuck may have a few years on me I still remember having a phone without a dial and our number was 941. My dad worked for Bell Tel and the old “manual office” staffed by operators was over Creasy’s bar in Honesdale Pa. Sometime in the 50s we finally got dial service but don’t remember us having a candlestick phone like Chuck. Isn’t it grand to have been around long enough to have experienced such technological change… January 4, 2021 at 7:49 am Please enter your name here charles towne January 4, 2021 at 9:16 am Dear sir Richard, yes! Chaz January 3, 2021 at 9:17 pm January 3, 2021 at 5:17 pm Magaly, my dear friend, so nice getting your comment. I love bringing laughter to my friends. May God bless you and yours. Charles Reply Reply January 4, 2021 at 7:16 am Magaly Suárez Rodríguez Please enter your comment! me too January 3, 2021 at 8:35 am January 3, 2021 at 11:48 am Hello my Dear Charles! I really liked his story and it made me laugh.The reactions of animals are unpredictable and spontaneous, like that children. Thank you for sharing beautiful stories.Blessings to you. Reply Mike me old pal, perhaps I should start a word of the week section, what? To me one of the saddest things of our age is the deprivation of imagination in the young. We are all born with a magical gift of a canvas and pallet in our minds upon which we can create extraordinary art. What has happened to deprive us of this wonder, this miracle that at one time gave us phenomenal art such as the Pieta, the Taj Mahal, etc. Certainly this is not progress? Chaz Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Reply My Little Bro Charlitos !!! Such amazing story plenty of coloured, glorious and magnificent posture of herons !!!As always, You give Us amazing recitals of Narure and GOD … Wish One of the Best Years for YOU !!! GOD Blessed already You, My Inspiration Guy … January 3, 2021 at 4:32 pm Mignon Wallercenter_img Happy New Year my friend! Great article, hope it’s not an omen for the new year but as to the laughter I see no reason it couldn’t have been both! The angels celebrated a proper response to an intrusion and the birds celebrating the excellence of their marksmanship! January 3, 2021 at 1:41 pm January 3, 2021 at 10:01 am Charles Towne Reply Richard Reply Charles Towne EdG, trusting to Mr. Noah Webster’s efforts in his attempt to expand and expound in the field of bibliophilliac profundity I must refer to his erudite and informal definition of the referred too word, ROOKERY: A crowded and run down tenement. The aforementioned definition aptly describes the rookery with its myriad nests positioned one above the other enabling the vulgar beasties to void on the less fortunate residents beneath them. Sorry for the sad picture, Chaz Reply Reply Reply January 3, 2021 at 9:50 am Reply Support conservation and fish with NEW Florida specialty license plate CSG Reply January 24, 2021 at 3:44 pm Leo Au, my friend, you give me credit for being much younger than I am. Chaz Reply Reply charles towne Faith Fowler You said, “perhaps I should start a word of the week section”. I agree with you. Allow me to suggest that you add “rookery”. The story presents a reason to empathize and yes, I’m sure there was celestial laughter. Thanks for the chuckle Chuck…EdG TAGSBaby BirdsCharles TowneFaithGreat Blue HeronsHumorInspirationMemoriesNature Previous articleDictionary.com Names “Pandemic” 2020 Word of the YearNext articleHow a real-life monopoly made Monopoly the world’s biggest board game Denise Connell RELATED ARTICLESMORE FROM AUTHOR Richard charles towne January 5, 2021 at 4:37 pm Reply January 3, 2021 at 8:24 am Richard, the next thing I know you will be telling the world that I was a contemporary of Mr Morse! Chaz January 5, 2021 at 4:29 pm Don Young Don Young, the only problem with your theory is the thought of eating bird caca is one I believe I will pass on! Chaz Share on Facebook Tweet on Twitter We have, on our 12 acres & large pond, one Blue Heron that comes back every year. I’ve never seen it build a nest, but supposed it has one somewhere. Oh, BTW just a thought…..maybe the birds that showered you with their food, was thinking you looked hungry and out of love wanted to share the best they had! charles towne Reply Richard EdG Photo by Dulcey Lima on Unsplash Hey Chas! This new year is starting off GREAT!. I have not had to write this much all last year! In your reply to EdG, did you mean “the etymological profundity instead of bibliophilliac?” The former refers to words and their meanings, the second, to books? Just curious! Feliz Ano Novo para ti, amigo! charles towne Hey Mike! Happy New Year and just to clarify, many of Chucks adventures took place when the mouthpiece and earpiece were two separate parts of the phone! He used to dial numbers like Hillside 267!!! Dear Judith the numbers person, and John the nutritionist, Perhaps John, just perhaps dear sir, you would be so kind as to inform us of the food group that bird caca falls under? Thank you for enlightening us, Chaz Mike McFadden Reply Charles Towne Leonardo De LaRosa Cano, my brother, I can only imagine the wonders of nature in the jungles of your Venusuela! Wow! Save my name, email, and website in this browser for the next time I comment. January 8, 2021 at 7:46 pm No way my friend, Mr Morse invented the telegraph, way earlier, your friend was Alexander Graham Bell! Reply January 8, 2021 at 7:38 pm Reply CSG, Cut loose, YOU SAY! I am sure that if you folks had witnessed the disgusting occasion you would all have been laughing, ESPECIALLY WHEN YOU SAW ME SPLASHING AROUND IN THE LAKE TRYING TO GET RID OF THE AWFUL OFFAL! Chaz charles towne Patricia Christian Richard, it is occasions like this that convinces me that Papa God has an incredible sense of humor. Chaz Richard Reply charles towne What a good Sunday morning, throw-your-head-back-laughing kind of story! I bet those little birds were so cute…until, that is, when they decided to cut loose on you!! Sorry, not trying to enjoy your misfortune, but it WAS hilarious to say the least! Now that I have started my day with plenty endorphins, I will have a wonderful day with a smile on my face. I’m sure there will be many chuckles, as well. Thanks for the delightful story. God bless you! Reply January 8, 2021 at 12:05 pm charles townelast_img read more

Storrs Road / Tim Stewart Architects

first_imgArchitects: Tim Stewart Architects Year Completion year of this architecture project Houses Projects Australia ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/204583/storrs-road-tim-stewart-architects Clipboard Storrs Road / Tim Stewart ArchitectsSave this projectSaveStorrs Road / Tim Stewart Architects “COPY” Save this picture!+ 19 Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/204583/storrs-road-tim-stewart-architects Clipboard “COPY” Storrs Road / Tim Stewart Architects Year:  ArchDaily 2008 CopyHouses•Australia Text description provided by the architects. The 18 hectare site has had a life that has ebbed and flowed with the life of the family who have owned it for almost 30 years. Developed from the ground up into a small orchard by a growing family the farm is now retreating back to its natural form as the owners also wind down in retirement. Save this picture!The original home was subdivided and sold many years ago whilst the family pursued a different chapter of their lives; the opportunity for a new home presented a chance to reflect the changing values and lifestyle of the client. With their field of reference reducing with age the home aims to reflect in miniature the site as a whole and its history. Located on the site of the original water tanks which supplied irrigation to the orchard and water to the first home the house is now the new epicentre of the property. Save this picture!On the site exists a large dam which was once the centre of entertainment for the children and the provider of water to the fruit trees the new home is entered across a large dam fed pond to the outdoor room which takes in the striking views which are a feature of the site. The rest of the house then wraps around a courtyard garden, the same interest that once led to the development of an orchard now tender a garden which whilst decorative can easily surprise with random appearances of tomatoes, herbs and other vegetables. Save this picture!sectionsAll the elements of the home, living, working, workshop, relaxing engage with both the garden and the view. Slowly the elements of the original property are making their way closer to the house, with more and more food providing plants becoming an integral part of the garden, also reflecting the more self sufficient lifestyle of the client. Save this picture!The home itself is far more environmentally conscious than its predecessor, with low energy lighting predominant, solar water heating, over 60 000 litres of water storage, and built with timber taken from the site and from fire breaks cut through the bushland. The timber was milled and finished on site and makes up all of the exposed timber as well as the flooring and much of the sub structure. The house is a reflection in miniature of the workings, life, and history of the farm and the family that continue to take enjoy its offerings.Save this picture!Project gallerySee allShow lessAustralia House Proposal / Andrew Burns ArchitectArticlesPortuguese architect Paulo David selected as 2012 Alvar Aalto Medal recipientArticles Share CopyAbout this officeTim Stewart ArchitectsOfficeFollowProductsWoodSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHousesAustraliaPublished on February 03, 2012Cite: “Storrs Road / Tim Stewart Architects” 03 Feb 2012. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogSinkshansgroheBathroom Mixers – Metropol ClassicVinyl Walls3MVinyl Finish – DI-NOC™ StonePartitionsSkyfoldVertically Folding Operable Walls – Zenith® SeriesPanels / Prefabricated AssembliesProdemaProdEx Wood Facade in the Aspen Art MuseumSealantsSikaRenovation of Zeitz MuseumSinksBradley Corporation USAVerge Coordinated Soap Dispenser and Faucet SetsWoodLunawoodThermo Timber and Industrial ThermowoodAcousticFabriTRAK®FabriFELT™ for Walls and CeilingsGlassDip-TechDigital Ceramic Etch PrintingWindowspanoramah!®ah! Ultra MinimalistEngineered Wood FlooringAustralian Sustainable Hardwoods (ASH)Australian Oak Engineered FlooringLouvers / ShuttersConstruction SpecialtiesSunshades – Airfoil LuxMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

The Week Ahead: What’s in Store for Delinquencies

first_imgSign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago October 23, 2016 1,042 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Kendall Baer is a Baylor University graduate with a degree in news editorial journalism and a minor in marketing. She is fluent in both English and Italian, and studied abroad in Florence, Italy. Apart from her work as a journalist, she has also managed professional associations such as Association of Corporate Counsel, Commercial Real Estate Women, American Immigration Lawyers Association, and Project Management Institute for Association Management Consultants in Houston, Texas. Born and raised in Texas, Baer now works as the online editor for DS News. The Best Markets For Residential Property Investors 2 days ago The Week Ahead: What’s in Store for Delinquenciescenter_img Previous: Justice Department Prepares Suit Against Moody’s Next: Altisource Originations Services Rebrands as Trelix in Daily Dose, Featured, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / The Week Ahead: What’s in Store for Delinquencies About Author: Kendall Baer Tagged with: Black Knight Financial Services Delinquency Rate First Look With the release of the latest Black Knight Mortgage Monitor Report, DS News sat down with Black Knight Financial Services’ Ben Graboske to discuss current foreclosure and delinquency trends found in the monitor and discover the factors behind the full monthly recovery in the national delinquency rate from the previous month.Why is it unusual to see full recovery in the national delinquency rate in a month following a Sunday month-end?It’s typical for there to be a sizable significant partial recovery in the month following the month end on a Sunday, however, it is important to note that our borrowers impacted by Sunday month-ends are already making their payments towards the end of the month to begin with because they’re due at the beginning of the month, and so if they’re near the end then they’re probably more on the distressed end of the spectrum. That suggests that these are borrowers who are struggling to meet their obligations and it just may take them a little bit longer to get back on track.What factors contributed to August’s delinquency rate rebound?In addition to the typical rebound seen in the month following a Sunday month-end, we also see seasonal month-over-month decline in delinquency rates in the month of August. There’s just a seasonal, natural trend in August where there’s an improvement in delinquencies. There’s the combination of coming back from the July spike with the normal seasonality and if you look at March through August and you take July out of the equation because it obviously is a spike, August is very much in line with those five months without July.What will the next month’s data reveal in Black Knight’s First Look on Tuesday, October 25?To read the full interview with Ben Graboske, click here. Black Knight Financial Services Delinquency Rate First Look 2016-10-23 Kendall Baer Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribelast_img read more