The courses are completed in a relaxed fun envir

first_img“The courses are completed in a relaxed, fun environment and usually have a mix of people who are completely new to the sports and those with some experience. All transport, training equipment, clothing and food is provided.“For those with no previous experience in any of the activities, participants will receive full training before progressing on to becoming qualified Assistant Coaches in the activity of their choice.”Candidates for the training must be over 18, unemployed, reside in the Council area and are not currently taking part in any other education or training programmes.For more information on how to apply for the course contact Geraldine O’hEara at 028 71 308466  or Rosemary McCloskey at 028 71 342100 LIMITED PLACES REMAIN FOR KICKSTART’S WATER SPORTS COURSES was last modified: March 29th, 2017 by John2John2 Tags: The angling course is based in Loughs Agency HQ in Prehen where there are well stocked trout ponds.The canoe course and the power boating course are delivered in Moville and provides a fantastic opportunity to explore the stunning Atlantic coastline.Project Officer at Derry City and Strabane District Council, Geraldine O hEara, encouraged unemployed people within the Council area to consider the courses, no matter what their previous experience of water sports.“We are blessed with fantastic waterways including the River Foyle, Lough Foyle and a beautiful coastline so the opportunity to get to know these places whilst learning new practical watersports skills in stunning surroundings and under the watchful supervision of experienced coaches is a great opportunity,” she said. LIMITED PLACES REMAIN FOR KICKSTART’S WATER SPORTS COURSESLOUGH FOYLELOUGHS AGENCYriver foyle DERRY City and Strabane District Council are encouraging unemployed people living in the Council area who are interested in taking part in their Kickstart to Work Maritime Ambassador Programme to make contact with them now to secure their place.The course begins in early April and offers qualifications in canoeing, powerboating and angling hosted at the Loughs Agency in Prehen and in Moville, County Donegal.The courses are free of charge and are open to anyone, although they may be of particular interest to people who enjoy the outdoors.Participants have the option of being trained in one, two or all three of the disciplines ShareTweetlast_img read more

SDLP leader Colum Eastwood paid tribute to the bro

first_imgSDLP leader Colum Eastwood paid tribute to the broadcaster on Twitter, saying: “Hearing that Eamon Friel has passed away. Such sad news. A great singer, songwriter and broadcaster and Derry man. RIP”.Sinn Fein Foyle MP Elisha McCallion tweeted: “Thinking of the family, friends and colleagues of Eamon today. “The industry has lost a talented presenter.”Listener Patricia Cassidy said she had tuned into his Thursday night programme, broadcast on both Radio Foyle and Radio Ulster, not knowing it was going to be his last.“My late husband and I listened to Eamon’s show for many years. He always played such great music. Him and Sean Donnelly were on the same wave length.“I thought on Thursday night he just didn’t seem his normal self. His voice seemed a bit weak.“Normally at the end of his programme he would say ‘See you all next week’. But last night he didn’t.“I am just so sorry for his family, friends and colleagues at Radio Foyle. “He was such a lovely man and I for one will miss him and his show on a Thursday night.” Radio foyle broacaster Eamon Friel has sadly died after a short illness, his family announced todayWriter and former BBC editor Eimear O’Callaghan tweeted: “Sad, sad news. “An immensely talented man and a gentleman. Honoured to have had him as a colleague RIP #EamonFriel.”Eamon was known the length and breath of Ireland.His albums included The Streets Forget, Here is the River and The Waltz of the Years.Tributes pour in at sad passing of songwriter and BBC broadcaster Eamon Friel was last modified: June 22nd, 2019 by John2John2 Tags: “I have some terribly sad new to share folks. Our esteemed colleague Eamon Friel has just passed away,” said Mark.“His family have announced that Eamon died after a short illness. “Our sincere condolences to Eamon’s family and friends here at home, and abroad.“He will be remembered among his peers as one of the finest broadcasters and songwriters of his generation,” he said. The late great Eamon Friel who sadly died today after a short illnessPOLITICIANS, listeners and work colleagues have been paying tribute today to Eamon Friel who has sadly died.During the Mark Patterson show on Radio Foyle, listeners were stunned to hear that Eamon had passed away this morning after a short illness. ShareTweet BBC RADIO FOYLEcolum eastwoodDerryELISHA MCCALLIONMARK PATTERSON SHOWTributes pour in at sad passing of songwriter and BBC broadcaster Eamon Friellast_img read more


first_img Mail Linkedin Pinterest Tyler Barker Tyler Barker is currently the Interim News Director and Digital Content Manager for WOAY-TV. I was promoted to this job in Mid-November. I still will fill in on weather from time to time. Follow me on Facebook and Twitter @wxtylerb. Have any news tips or weather questions? Email me at Next PostBluefield Man Wanted For Shots Fired Google+ Leave a Reply Cancel reply Your email address will not be published. Required fields are marked *Comment Name * Email * Website Facebookcenter_img FeaturedNational NewsNewsWatch UPDATE: Amber Alert CANCELED for 2 missing children abducted by woman in Virginia, police say By Tyler BarkerApr 30, 2018, 13:32 pm 1401 0 Previous PostTimes, Dates Announced for PEIA Task Force Meetings Across the State Tumblr Home NewsWatch Featured UPDATE: Amber Alert CANCELED for 2 missing children abducted by woman in Virginia, police say UPDATE: Amber Alert CANCELED for 2 missing children abducted by woman in Virginia, police say______________________________________________________________ROANOKE, Va. (WJLA) — An Amber Alert has been issued for two missing children who were allegedly abducted by a woman in Roanoke, Virginia.Police say a 4-year-old Gauge Misiah Clinton and 5-year-old Bailey Myjoy Crumbly were reportedly abducted at 5:51 a.m. on Monday from 2929 Ravenwood Avenue, NW.Clinton is black and approximately 3 foot-1. He weighs 40 pounds and has short, curly black hair with brown eyes. Police say the boy has moles on the right side of his neck.Investigators describe Crumbly as black and 3-foot-5. She weighs 45 pounds and has long, black braided hair with brown eyesAccording to police, the woman who allegedly abducted the children is named Camille Marie Crumbly.Camille Crumbly is described by authorities as approximately 5-foot-2 and weighs 165 pounds. She has short black hair with a possible “pink wig.” The woman also has brown eyes and a piercing on her right cheek.Police say she may be traveling in a vehicle with the children to Indiana. The vehicle is described as a white 2018 GMC Sierra U-Haul with an Arizona license plate that reads “AH96145.”The Roanoke City Police Department is asking anyone with information to call 540-853-2212. Twitterlast_img read more

Previous PostWhyIDidntReport gives survivors old

first_img Previous Post#WhyIDidntReport gives survivors old-school platform to share their stories Tumblr Mail The FBI and the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) are among the agencies at the scene.Authorities are looking to speak to all witnesses. The FBI urges anyone with information to call investigators at 215-418-4000. It is not clear how or why the explosion happened.Authorities called the explosion an isolated incident and said there is no further threat to the public.Autopsies will be performed Monday, said Lehigh County Coroner Scott Grim. Twitter (ABC NEWS)- Three men died after a car exploded late Saturday in Allentown, Pennsylvania, authorities said.The suspect was likely among those killed in the blast, Lehigh County District Attorney Jim Martin said at a Sunday news conference.Philadelphia ABC station WPVI reported the blast, which took place about 9:30 p.m., shook windows of houses in the neighborhood.Photos of the scene showed debris from the car strewn across the block. National NewsNewsWatch Three killed after car explodes in suburban Pennsylvania; suspect likely among the dead By Daniella HankeyOct 01, 2018, 04:30 am 392 0 Pinterestcenter_img Linkedin Home NewsWatch National News Three killed after car explodes in suburban Pennsylvania; suspect likely among the dead Google+ Daniella Hankey Facebook Next PostGino’s Top Five Plays of the Week: Week 6 The Red Cross tweeted it had set up a temporary shelter in the area.The area surrounding the explosion has been cordoned off by authorities for blocks.Allentown is located in eastern Pennsylvania, about 60 miles northwest of Philadelphia.last_img read more

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first_imgSponsor Advertisement Then the world’s central banks will really be up against it…and the run to hard assets will begin anew, but this time with a real vengeance.Well, if you slept the day away yesterday, you didn’t miss much…as gold traded within about a five dollar price range for the entire 24-hour time period.  The gold price closed at $1,659.70 spot…down 90 cents.  Net volume was a very quiet 86,000 contracts.The silver price traded within about a 40 cent price range…twenty cents either side of $31.60 spot all day long on Wednesday.  However, if you look closely enough, the silver price pattern during Comex trading had some structure to it.  The high of the day [$31.95 spot] came at 9:40 a.m. Eastern…and the low price tick [$31.31 spot] came shortly before noon in New York.  From that low, silver recovered about 30 cents going into the close.Silver closed at $31.16 spot…down 23 cents.  Net volume was an anemic 24,000 contracts.Here’s the New York Spot Silver [Bid] chart on its own.  The price pattern is far more obvious, when you view this 8-hour market segment on its own…and the Comex trading session is the most important part of the day when it comes to pricing.  I would guess that a not-for-profit seller showed up before the silver price was allowed to blast through the $32 price mark…and if you look at the first three days of this week on the Kitco silver chart above, you’ll note that this price level appears to be well defended.The dollar index edged slightly lower during the Wednesday trading day…but only closed down about 10 basis points from Tuesday.  It will be interesting to see which way the dollar index breaks from here.The gold stocks peaked in positive territory at 9:40 a.m. Eastern time…and pretty much hit their low of the day a few minutes before noon.  From there they basically traded sideways for the rest of the day.  The HUI finished down 1.25%.The silver stocks also finished in negative territory…and Nick Laird’s Silver Sentiment Index closed down 0.88%.(Click on image to enlarge)The CME’s Daily Delivery Report showed that 95 gold contracts were posted for delivery on Friday.  Merrill was the short/issuer on all 95 contracts…and JPMorgan stopped 87 of them.  The link to that action, such as it was, is here.There were no reported changes in either GLD or SLV.I wasn’t impressed with the new short position in SLV that was posted over at the website last night.  It showed that the short interest in SLV increased by 29.92%…from 9.07 million shares/ounces, up to 11.78 million shares/ounces.The short interest in GLD also rose…by 8.98%.  Short interest increased from 1.01 million ounces to 1.10 million ounces.The U.S. Mint had a sales report worthy of the name yesterday.  They sold 6,000 ounces of gold eagles…3,000 one-ounce 24K gold buffaloes…and 177,000 silver eagles. The Comex-approved depositories reported receiving 627,679 troy ounces of silver on Tuesday…and shipped 556,470 ounces out the door.  The link to this action is here.Silver analyst Ted Butler posted his mid-week commentary on his website yesterday…and here are three questions that he’s still look for answers for…questions that can’t be answered without concluding that the price of silver [and gold] has been manipulated.“The first question is one I asked back in August 2008 when the unusual concentration on the short side of COMEX silver by one or two US banks first came to my attention. Looking back at the available data, at that time JPMorgan was short more than 30% of the entire COMEX net open interest and 25% of world annual production. I asked how such levels of concentration could not be manipulative to the price. The CFTC couldn’t answer and instead began a new investigation in silver, even though they ended their second major silver investigation in four years just months earlier. That investigation, now the longest running in US Government history, continues because the question can’t be answered without concluding manipulation. This is a conclusion that the CFTC is, obviously, unwilling to reach. So the question and the investigation remain open.”“The second question is how a world commodity can plunge 35% within days with no noticeable change in real supply and demand in a free market? Silver did this not once, but twice in 2011 and the obvious cause was unusual trading in COMEX futures trading. This means the COMEX set the price with the obvious conclusion that this represents manipulation. What make this question disturbing is that such a decline would never be allowed in any other commodity and if it did occur would be publicly addressed with much fan fare. Not so in silver. Worse, is that the two 35% price smashes occurred while an active silver investigation was ongoing. The Keystone Kops couldn’t perform more ineptly than has the CFTC in this instance. I think, sooner rather than later, this question must be addressed, although I have yet to run across any free-market explanation.”“The last question is how is it possible that the COMEX commercials in gold and silver futures are always the big net buyers on every big sell-off and that not be evidence of collusion and market control? I’ve been studying the Commitment of Trader Reports (COT) for more than 30 years and I can’t come up with an alternative and plausible free market explanation, other than this is clear evidence of a continuing manipulation. Not once have the commercials sold on a net basis in any big price decline; never panicked as a group, never guessed wrong on a sell-off. How is that possible in free market terms? I think if anyone could respond to this question they would have done so by now, but I’m still eager for an answer.”I note that Endeavour Silver reported that it was temporarily taking silver off the market once again.  They stated that “Metal held in inventory at quarter-end included 925,100 oz silver and 3,927 oz. of gold.”  They also had this to say…“In January and February, 2012, gold and silver prices enjoyed a significant rebound from their lows in December 2011. Endeavour therefore elected to sell most of the precious metal inventory it accumulated in Q4 2011 in order to capture the higher gold and silver prices. However, gold and silver prices corrected sharply once again in March 2012 so Endeavour management once again chose to accumulate its precious metal production in Q1, 2012 rather than sell at depressed prices. Management plans to monitor precious metal prices closely and sell some (or all) of the silver and gold inventory at appropriately higher metal prices, or if the need arises for more cash.”This is all well and good for the bottom line and company shareholders…and they should be applauded for this.  But it does nothing to permanently remove physical silver production from the market.Here’s an excellent chart that reader “EWF” sent me in the wee hours of this morning. The Gold/XAU Ratio is now above 10 for the first time since the crisis of 2008.(Click on image to enlarge)I have the usual number of stories for you today…and I hope you have the time to at least skim what I’ve cut and paste from each one.Fathom the hypocrisy of a government that will require every citizen to prove they are insured…but not everyone must prove they are a citizen. – Author UnknownThere’s certainly nothing to talk about with respect to the price activity in gold and silver yesterday…and volumes in both were pretty light.  The only thing worth mentioning was the fact that silver was prevented from climbing through the $32 spot price mark, which it obviously wanted to do.I note that the financial problems of the some of the PIIGS nations are back in the headlines once again, so it should be patently obvious that nothing was settled with all this free money that was just passed around by the ECB.  The European Union is just lurching from one crisis to another…and it will rapidly reach the point [if we’re not already there] that literally everyone publicly admits that these problems can never be solved.  Once that occurs, I wouldn’t want to hold the debt paper of any nation, or it’s currency, for that matter.Then the world’s central banks will really be up against it…and the run to hard assets will begin anew, but this time with a real vengeance.  There is still the possibility that they made decide to make one last ditch effort to save the system by re-pricing their gold reserves and thereby back their fiat with real money.  The fact that the IMF finally acknowledged yesterday that gold was a ‘safe asset’ certainly got my attention.We wouldn’t have to go back on any type of gold standard, just re-pricing gold to bring the asset side of their balance sheets back into line with the liability side would do the trick…and I can tell you right now that the gold price that would be required to do that would make your eyes water.Of course that’s all pure speculation, but the central banks of the world are all out of aces…and have been for a long time now.  We’ve lived with a world-wide fiat currency system for forty-one years…and it’s days are definitely numbered.As I put the finishing touches on today’s missive, I note that gold and silver are still range bound like they were this time on Wednesday…and volume, which was light yesterday, is equally as light as of 10:15 a.m. in London trading this Thursday.  Gold is down about three bucks…and silver is up a few pennies as I hit the ‘send’ button at 5:15 a.m. Eastern time.  The dollar index isn’t doing much, either.That’s all I have for today.  I hope your Thursday goes well…and I’ll see you here on Friday. Avrupa Minerals Ltd. is a growth-oriented prospect generator focused on aggressive exploration for valuable mineral deposits in politically stable and prospective regions of Europe with a growing pipeline of prospects in Portugal, Kosovo and Germany.Company highlights:Alvalade Project JV with Antofagasta Minerals SA – Copper and Zinc on 1000 km2 project area in the Portuguese Pyrite Belt – 2012 exploration budget of US$ 2.5 million, all provided by Antofagasta, including 6000 meters of core drillingGold exploration in the Erzgebirge Mining District, Germany – 307 km2 exploration license in 1000+ year producing region of tin, tungsten, silver, base metals, and uranium – Increasingly favorable permitting and mining regulations, long mining culture, widespread known gold panning locationsCovas Tungsten JV with Blackheath Resources Inc. – 922,900 mt @ 0.78% WO3 (non NI 43-101 compliant) historic resource – Potential to increase the tungsten resource – New gold target on the projectStrong management including Paul Kuhn, CEO, previously involved with several discoveries around the world, and Mark T. Brown, Director, founder of Rare Element Resources Ltd.Low risk exploration strategyShare structure and cash on hand (12/31/2011):16.1 million shares outstanding; 23.7 million shares outstanding, fully diluted40% of shares held by insiders, family, friends, and long-term investorsApprox. C$ 500,000 cash on hand (consolidated Canada and Europe)Antofagasta has provided US$ 350,000 for all anticipated Alvalade JV expenses for Q1 2012.Please visit our website for more information.last_img read more

Vermont is known for its rough winters with 300 i

first_img Vermont is known for its rough winters, with 300 inches of snow not uncommon in my area over any given winter. Much to the chagrin of electric-car enthusiasts, cold weather has a tendency to take a major toll on the performance of an electric car, making the batteries far less efficient. I once briefly looked at buying a Nissan Leaf, months before its release, and the company outright refused to even consider selling one to me for exactly that reason (not that I would have actually bought one, for the much simpler reason that it turned out to be such a sad little car – more on that later). All this chatter about the car – which I have until 2014 to change my mind on, as the company isn’t even delivering them until next year, and the deposit is refundable – has crossed over with my investing life as well. As I browse the news about technology companies, I see a new analysis on the publicly traded, fledgling electric-car company at least daily. The level of noise has increased appreciably: first, following the delivery of lots of Model S sedans earlier this year; and second, on the news that Tesla has now made it around the bend. It’s not uncommon for the stock (which was trading at about $30/share just weeks ago) to see price targets flung about of $500/share or even $1,000/share. Between that and the immense percentage of the shares outstanding that are short – nearly half the float (47%), with a full 23 days to cover at last count – the stock seems to be taking off like a rocket ship of late, flying past $50 per share. It’s a short-term trader’s dream: that kind of volume with that kind of volatility and a boatload of squeezable shorts to milk. But I’m not a member of the day-trading set, so… All of this left me wondering: Just how much is Tesla, the company, really worth? Which is exactly what I will explore below (if you want to skip right to the numbers, click here to jump to the break. Before I go on to that exercise, let me provide some context on my mindset headed in to this adventure. After all, a guy who just put a down payment on a car is now going to tell you what he does and doesn’t like about that company’s stock – is there an agenda here? You will of course judge for yourself, but I would say “no.” Despite my early adopter move to grab one of the first electric SUVs – my one bow to practicality in this adventure, as I have to cart around a couple kids and their many accessories through a slippery winter, and the Model S sedan is just not going to cut it, even as a second car (which it would be) – I would not classify myself as a “believer.” I can barely be bothered to sort the recycling from the trash; I don’t compost (much to the chagrin of my seven-year old son Sam, who seems to be getting a heavy dose of greenwashing in his second-grade curriculum); and I have no problem driving all around kingdom come in my current monstrosity of an SUV, which was probably an overreaction to ridding myself of the cramped hybrid that preceded it. So what drove me (pun intended) to take the somewhat illogical step forward and write a check? Simply put, it’s a damn nice car. One privilege of my life is that I get to try all sorts of crazy new gadgets, from cellphones to laptops and tablets to wacky prototypes of wearable computers and 3D laser scanners. That list has also included an occasional brush with a Tesla. I’m not considering an electric car because of the environment. I don’t think the internal combustion engine is inherently bad; nor do I have any illusions that my electric car – filled with toxic batteries and sucking power from coal plants and aging nuclear reactors – somehow magically has zero impact on the world. I’d driven one of the first roadsters off the lot when Elon Musk came up to meet with a few of us at Microsoft in the early days. The car – barebones in a way that somewhat resembled a Lotus Elise – wasn’t exactly a pleasure craft. But it drove like strapping yourself to a silent rocket. Later, I was able to preview an early Tesla Model S prototype at a New York-area event. Both times I was thoroughly impressed with the cars (and with the company’s founder, a less-polished version of Richard Branson) in my brief encounters. After observing the reception the Model S got in the controversial New York Times double review and the big endorsement in Motor Trend, plus hearing a few owners gush about their newly delivered cars in the media, I had to seek out the final version and see for myself how it turned out. All I can say is, “Fantastic.” The Telsa S is as well built as any luxury car on the market, outside maybe of a Rolls Royce or Bentley. But it’s certainly as nice as a high-end Lexus or Mercedes. It’s simple to charge up. For someone willing to put out a little pocket change (relative to the price of the car) on a better charger and some new wires in the garage, it charges up rapidly enough to allow me to use it every day of the week. For the occasional long-term road trip, I’ve got another car already. It’s just plain fun. The car is a blast to drive, a huge plus in my book. The informatics are top notch. All in all, it gives me the kind of joy that few other cars can provide today. It’s a great car. I am an admitted, old-fashioned American lover of all things car. And so I decided to raise my hand for one. Now I find myself 3,268th in line for a vehicle that won’t even be delivered until next year.  You won’t find me doing that for an Acura or a Cadillac, that’s for sure. And that says mounds about what lies ahead for Tesla. In reality, there is only a slim chance I will go forward with the purchase – all that talk about practicality will likely catch up with me. But in the meantime, there is much to be discussed about the future of the automobile and its most controversial new player. Sincerely, Alex Daley Chief Technology Investment Strategist Casey Research A few weeks ago, I put a deposit down on a new car: an electric Tesla Model X. With any other car – short maybe a Lamborghini Veneno – that revelation would hardly elicit a second thought. But insert “Tesla” in the sentence and suddenly a lot more people have a lot more to say. To some, it’s positively exciting – another of a thousand cuts to be delivered to the smog-spewing engines of the last century. To others, it provokes an exasperated sigh, as they see yet another green crusader dump money into a hopelessly impractical invention. Of course, when you live in an ultra-cold state like Vermont – and in a hilly, snowy, pothole-laden, dirt-road-filled ski town, to boot – as I have the past few years, those reactions are all the more justified on both sides. Vermont is, after all, renowned for its unspoiled natural beauty, and is home to many a protective soul set on defending Mother Earth even if it means biking to work in a blizzard. I do not count myself among them, if we’re being honest, but discussing my potential next car seems to elicit a great deal of praise.last_img read more

The trading day in silver was identical so Ill s

first_img The trading day in silver was identical, so I’ll spare you a repeat of what I just said about gold.  But from its 10 a.m. EDT low, the silver price rallied smartly into the 1:30 p.m. COMEX close—and then chopped sideways for the remainder of the New York session. The high and low ticks were recorded as $16.73 and $15.80 in the new front month, which is July. Silver closed yesterday at $16.10 spot, down 44 cents—and well off its low tick.  Not surprisingly, net volume was pretty decent at 58,000 contract, which was about the same volume as Wednesday. Here’s gold’s 5-minute tick chart—and you can tell at a glance that all the volume that mattered occurred between 6:30 a.m. and 11:30 a.m. Denver time on this chart—add two hours for EDT.  The volume spike at the 1:30 p.m. EDT COMEX close intrigues me, as it stands out like the proverbial sore thumb that it is.  Don’t forget to ‘click to enlarge’ feature. Platinum and palladium were hit by the HFT traders at the same time—and in the same way, as gold and silver.  Both finished well off their low ticks, too.  Platinum finished the day at $1,142 spot, down 11 bucks—and palladium closed yesterday at $776 spot, down only 4 dollars.  Here are the charts. Here’s the 6-month dollar index chart—and as you can tell, it’s approaching oversold territory.  But as you can also tell from the chart, it can stay oversold for a long time—maybe for the same length of time or longer than it was overbought.  Time will tell. The silver equities followed an identical price path—and despite the fact that silver cut its Thursday loss in half by the close, the shares closed virtually on their lows of the day, as Nick Laird’s Intraday Silver Sentiment Index got smacked for 3.85 percent. But platinum and palladium were a side show.  JPMorgan et al were after gold and silver in general, but silver in particular. The dollar index closed late on Wednesday afternoon in New York at 95.21—and chopped quietly higher until its 95.40 high tick, which came a minute or so after 2 p.m. Hong Kong time on their Thursday afternoon.  It began to head lower from there, but really got its lights punched out starting at 8:20 a.m. in London trading.  The 94.40 low tick came just under an hour later at 9:15 a.m. BST.  It chopped higher from there, before catching a bit of a bid just before 8:30 a.m. EDT.  The New York high of around 95.37 came shortly after the equity markets opened in New York—and then it chopped lower—and was in real danger of taking out its London low shortly before 3 p.m. EDT.  But “gentle hands” appeared—and it crept higher into the close.  The index finished the Thursday session at 94.81—down an even 40 basis points on the day. Needless to say, there was absolute no correlation between the dollar index and the precious metals on Thursday, as the powers-that-be had them in a headlock. The gold stocks opened down a bit over 3 percent—and then traded in a one percent or so price range, before rallying a hair into the close.  The HUI finished the Thursday session down 2.94 percent. JPMorgan et al put away the carving knives—and took out the axes The gold price did nothing in Far East trading—and once the dollar index began to head south with a vengeance, it was obvious that JPMorgan et al were there to prevent the price from breaking out to the upside.  It managed to rally above unchanged going into the jobless claims number at 8:30 a.m. EDT, but the HFT boyz and their algorithms were there with their jackboots—and that as they say, was that.  The low tick came at the London p.m. gold fix—and from there it rallied quietly and unsteadily into the 5:15 p.m. close of electronic trading. The high and low ticks were reported by the CME Group as $1,207.40 and $1,176.00 in the June contract. Gold finished the Thursday session at $1,184.00 spot, down $20.60 from Wednesday’s close—and well off its low.  Net volume was monstrous at 204,000 contracts. The CME Daily Delivery Report for Day 2 of the May delivery month showed that zero gold and 302 silver contracts were posted for delivery within the COMEX-approved depositories on Monday.   The biggest short/issuer in silver was JPMorgan out of its client account with 177 contracts—and in very distant second place was R.J. O’Brien with 58 contracts out of its client account as well.  The biggest long/stopper was JPMorgan once again, with 85 contracts for its client account—and another 89 for its in-house [proprietary] trading account.  In second place was HSBC USA with 75 contracts for its in-house [proprietary] trading account as well. The link to yesterday’s Issuers and Stoppers Report is here—and it’s worth quick look. The CME Preliminary Report for the Thursday trading session showed that gold open interest for May remained unchanged at 226 contracts—and silver’s o.i. dropped by 1,667 contracts down to 1,704 contracts still open, minus the 302 mentioned above. There were no reported changes in GLD yesterday—and as of 9:51 p.m. EDT yesterday evening, there were no reported change in SLV, either. Since yesterday was Thursday, Joshua Gibbons, the Guru of the SLV Bar List, updated his website with the goings-on over at the Internet site for the reporting week ending on Wednesday—and here is what he had to say… “Analysis of the 29 April 2015 bar list, and comparison to the previous week’s list: 4,302,220.0 troy ounces were added (all to JPM New York), no bars were removed or had serial number changes.“ “The bars added were from: Solar Metals (3.0M oz), Asahi Pretec (0.1M oz), and Noranda (0.1M oz).  As of the time that the bar list was produced, it was overallocated 361.3 oz.“ “A 2,963,810.8 oz withdrawal on Tuesday is not yet reflected, and should be on next week’s list.“ There was a small sales report from the U.S. Mint yesterday, as they sold 3,000 troy ounces of gold eagles—and that was all. A Reuters story yesterday had this to say about U.S. gold eagle sales—“The U.S. Mint’s sales of America Eagle gold coins in April fell 37 percent from March, while 2015 sales so far have dropped for the second straight year, government data showed on Thursday. The Mint said it sold 29,500 ounces of American Eagle gold coins in April, down from the 46,500 ounces in March but still well above the 18,500 ounces in February.  Sales for the first four months of the year have reached 175,500 ounces, down 3.6 percent from the first four months of 2014“ Of course there’s not a word mentioned about the frantic pace of silver eagle sales—and why they continue to sell more dollars worth of them than gold eagles.  As of the end of April, the U.S. Mint had sold 14,922,500 of them, down from the 17,448,000 they sold in the same period in 2014.   The mint continues to produce silver eagles far in excess of U.S. yearly silver production. Over at the COMEX-approved depositories on Wednesday, they reported receiving 32,116 troy ounces of gold, with virtually all of it going into HSBC USA.  Nothing was shipped out—and the link to that activity is here. In silver, only 993 ounces were received—and 933,021 troy ounces were shipped out.  About 90 percent of the withdrawal came from Brink’s Inc.  The link to that action is here. There was also a decent amount of activity at the gold kilo depositories in Hong Kong—and it was all at Brink’s, Inc. once again.  There were 1,668 kilobars received—and 8,918 kilobars shipped out.  The link to that activity in troy ounces is here. I have the usual number of stories—and I hope you’ll find a few that interest you. Even though I am the fountain source of the JPM physical silver accumulation premise, I also recognize that doesn’t confer on me the divine light of prophecy in this matter. On the other hand, 30 years ago, when I first uncovered the COMEX silver scam and how the concentrated short position explained the ultra-depressed price, one of my very first thoughts was to imagine what the price of silver would be if the COMEX commercial crooks could ever assemble as large a long position as their concentrated short position. (Why not $1,000 an ounce I asked myself). As it turns out, the concentrated short position of the 8 largest shorts (including JPMorgan) is just as large as it has always been – more than 320 million oz in the latest COT report, of which JPM holds maybe 75 million oz by my calculations (next week’s Bank Participation Report will help clarify this).   What’s different at this point, of course, is if JPMorgan holds the 350 million physical silver ounces I claim, that’s a completely different circumstance from what existed in the past. The other 7 big shorts might turn out to be in a world of hurt should silver prices explode forthwith, but not JPM. One thought I can’t shake is that historic price moves in anything generally entail big winners and losers, along with a certain amount of double crossing at the highest levels. That setup certainly exists in silver currently. – Silver analyst Ted Butler: 29 April 2015 Well, there was no salami slicing yesterday, as JPMorgan et al put away the carving knives—and took out the axes.  And with the thinnest cover story imaginable, jobless claims, they did the dirty in spectacular fashion, starting at 8:30 a.m. EDT.  No subtly here, as this was as in your face as you’ll ever see. In one fell swoop they undid all the Commitment of Traders damage that occurred on Monday and Tuesday—and put the numbers back pretty much where they were at the close of trading last Friday.  The HFT boyz spun their algorithms and as the key moving averages were hit—50 and 20-day—the brain dead technical funds in the Managed Money category sold longs—and went short.  It was all paper trading on the COMEX—and the fact that JPMorgan et al were all done to the downside by the London p.m. gold fix, makes it doubly damning. And you have to wonder what the rush is that they’re making no attempt to hide their tracks. Here are the 6-month charts for all four precious metals courtesy of—and it’s a whole new ball game, as we’re pretty much back to wildly bullish in silver—and more or less the same in gold. And as I write this paragraph, the London open is less than five minutes away.  All four precious metals aren’t doing much from a price perspective.  Two are up a hair—and two are down the same amount.  Gold volume is vanishingly small at 8,500 contracts—and silver’s net volume is 1,860 contracts.  There’s not a thing going on out there—and there isn’t an HFT trader or algorithm in sight.  The dollar index barely moved in Far East trading on their Friday—and is currently up 3 basis points. One casualty of yesterday’s drive-by shooting is today’s Commitment of Traders Report, as it’s a certainty that the data in it is already yesterday’s news.  I’ll report on it tomorrow, but after Thursday’s price action, it’s basically irrelevant, unless it contains some sort of hidden surprise. While on the subject of drive-by shootings, today is the fourth anniversary of JPMorgan et al’s drive-by shooting on May 1, 2011 that started this 4-year price decline—and enabled JPMorgan to amass such a huge holding of physical silver.  That’s why that CPM Group article about silver in the Critical Reads section above is such bulls hit—and anyone that knows anything about the silver market, including the miners, knows it is as well.  But they’re all pretending that this 800-pound gorilla just doesn’t exist. And as I send today’s offering into cyberspace at 5:15 a.m. EDT, I note that not much has changed since I reported on things a bit more than two hours ago.  With the exception of silver, which is up a whole 6 cents at the moment, the other three precious metals are a tad lower than they were earlier. Gold volume is now up to 14,000 contracts net—and silver’s net volume is now a hair over 3,800 contracts.  Still pretty light. The dollar index rolled over—and at one point was down 25 basis points, but has cut the loss in half and is only down 14 at the moment. The HFT boyz ended April on an ugly note—and I have no idea as to how the first day of trading in the new month will unfold, but it’s a near certainty that any price/volume action that matters will occur during the COMEX trading session. Is there more room to the downside?  Sure, I suppose, but it’s not much if there is—and attention should now be turned in the direction of how the next rally will unfold, or be allowed to unfold.  The last one that started on Monday—and made it part way through Wednesday, got dealt with in the same old way, as JPMorgan et al appeared as sellers of last resort once again—and it remains to be seen if the next rally suffers the same fate. So we wait some more. Enjoy your weekend, or what’s left of it if you live west of the International Date Line—and I’ll see you here tomorrow. I’m off to bed. Avrupa and Antofagasta intersect copper-rich VMS in Pyrite Belt, Portugal •             First Greenfields discovery of massive sulfide mineralization in 20 years in the Iberian Pyrite Belt •             10.85 meters of massive and semi-massive/stockwork sulfide mineralization grading 1.81% Cu, 2.57% Pb, 4.38% Zn, 0.13% Sn, and 75.27 ppm Ag •             Including 7.95 meters @ 2.21% Cu, 3.05% Pb, 4.82% Zn, 0.15% Sn, 89.8 ppm Ag •             Followed by 2.90 meters @ 0.71% Cu, 1.27% Pb, 3.17% Zn, 0.092% Sn, 35.4 ppm Ag •             Avrupa and Antofagasta sign an amended Joint Venture Agreement Please visit our website to learn more about the company and current exploration program. What would spring be without cute-as-can-be goslings.  These two fuzz balls are less than a week old—but are already grazing in the grass.  This is a tiny brood for Canada geese—and I couldn’t help but wonder what became of the rest.  That’s mom in the second photo—and dad in the third.  He was chasing away every other goose away that got even close.  I kept my distance.  All these photos were taken from 8 to 10 meters away.last_img read more

Doug Casey on the Khashoggi Scandal

first_imgDoug Casey on the Khashoggi Scandal Recommended Link — Justin: So, you don’t think that all this tension could boil over into violence like we saw in the 1970s?Doug: That’s a good question. On one hand, I think the US is moving towards something resembling a civil war. On the other hand, the average American is pretty used to doing what he’s told.It’s a pity. Not so long ago, America was unique and better than the 200 other nation states that cover the face of the planet like a skin disease. Now… not so much.Justin: How would a major economic or financial crisis impact political tensions in the United States?Doug: I think a crisis would accelerate the direction of things. And the chances of a major crisis while Trump is in office, at least during his first term, are approaching 100%.If anything goes wrong, half of the country is going to blame it all on Trump. And since Trump is mistakenly associated with capitalism and the free market, we’re going to get an ultra-leftist from the Democratic party in 2020.And we already have a wide variety of wackos front and center of the Democratic party. Everybody from Pocahontas to Cory Booker to the creepy porn lawyer. There’s a wide variety of them and one of these guys will get the nomination and try to be the new Franklin Roosevelt. Socialism has become something that’s openly advocated now. So, when the crisis hits, it’s going to be electoral gold for the Democrats and the Democrats are going to win in 2020.There’s also an excellent chance that one, or both, of the parties is going to put up a general because the military, idiotically, is about the only institution that both the right and the left still trust. So we’ll get a right wing or a left wing general, which is about the worst possible thing. Generals are like corporate suits, except that they wear uniforms. They’re basically political guys that know some military strategy and I’ll still put my money on a general for being a candidate for one or both of the parties.Justin: You think we could get a general candidate as soon as 2020?Doug: Quite possible. We could have a real economic upset in the next year or so, especially if the trade war with China doesn’t get any better.I mean this might get nasty from a military point of view. Maybe the US is going to feel like it’s got to push the envelope in the South China Sea. Or maybe the US is going to feel like it’s forced to invade Saudi Arabia. It’s hard to say where the next flare up could happen because the US is sticking its nose into everything, everywhere.Justin: Do you think the US is becoming more adventurous with its military because it’s an empire in decline?Doug: Yeah. From listening to the talking heads on all the channels, they’re all talking about we’ve go to unite the country. We’ve got to get the country together. Now, that’s a stupid idea for all kinds of reasons that we won’t go into just now. But the best way to unite the country is to get a foreign enemy that we can all fight against, one that’s threatening everybody. So, whether it’s Trump or the next person after him, someone is going to start a real war. And it won’t be one of these little sport wars we’ve got all over the world. It will be a real war in order to unite the country and that would be quite serious.Justin: Thanks, Doug.Doug: My pleasure.Justin’s note: If you missed our previous Conversations With Casey, make sure to catch up right here: Justin: Interesting… But political tension is obviously on the rise in America. Why is this?Doug: It seems that most people in this country now either really like Trump or really hate Trump. It’s not really his fault. He’s just a lightning rod; the storm has been brewing for years. The leftists and the traditionalists are watching separate movies. They neither understand nor like each other.In the last few days, I’ve had the opportunity to listen to a lot of MSNBC and CNN. The talking heads on these stations love to yap at each other, and are uncompromising in their hatred of Trump and Middle America—which is characterized as uneducated white males. There’s some truth to that, in that perhaps 40% of the US is now what are known as “people of color.”Incidentally, that recently coined phrase is symptomatic of the problem, and how the right has completely conceded the field of words and ideas. It used to be “white people” and “colored people”—a simple distinction. But why “people of color” now? Perhaps because “people of non-color” don’t exist—a subtle psychological distinction…In prisons—most Americans are unaware of this—the inmates strictly segregate themselves by race. Blacks, Hispanics, and whites. There is zero crossover or communication between the groups, and failure to observe protocol will put you in the hospital. The US is, more than ever, being divided along racial lines. Which may come as a surprise to those whose real-world exposure is mostly TV. On TV groups are always biracial, and blacks are always smart and successful.Justin: Do you see tensions between the left and the right getting better or worse?Doug: Well, we kind of returned to normalcy after things blew up in the late ‘60s and early ‘70s. But I don’t think it’s going to change for the better this time. And I’ll tell you why. Up to the 1970s, relatively few people went to college. Those that did might be corrupted by leftist teachers. But there were far fewer socialist/Marxist/SJW teachers than there are today. And lots less college students, either relatively or in absolute numbers. So they were a fringe group. Almost everybody goes to college today, however. And the ambiance in academia is very statist and collectivist. Even the teachers in high school, and for that matter grade school, are now leftists.When you send a high school kid off to college, with basically an empty head, his teachers will fill his mind with their views. It’s easy, since they’ve already been softly and subtly inculcated with these values from what they hear on television, movies, and high school teachers. The average American has been floating in a philosophical cesspool since childhood, and college cements them together intellectually. You can’t easily get rid of these bad ideas. It’s very hard to unlearn things. Just like if your dog or if a horse picks up a bad habit, it’s very hard to break that habit. It’s the same thing with kids. Both Lenin and the Jesuits are famous for saying that if you give them a kid for the grade school years, he’s a believer for life. You can easily verify that. Look at how many people will say something like “Well, my parents always taught me…” when justifying their beliefs. They don’t realize that it’s a stupid, thoughtless argument for or against anything. Anyway by the time people get out of college, they’ve been heavily politicized. And everything that they continue to hear from the movies, television, the newspapers, or their friends reinforces that. There’s no question we’re on a slippery slope. And it’s only going to get steeper and more slippery in the years to come. Trends in motion tend to stay in motion. Maybe we won’t see the violence that we got with fringe groups in the ‘70s, if only because the average American is too fat, drugged up, and occupied by video games, the Internet, and his cell phone. We all live in bubbles today. But it’s going to be something serious. A culture collapse is much worse than a financial collapse—which we’ll also see.What’s going on is a change in the nature of American culture itself. Western civilization is going downhill rapidly, noticeably. That’s what makes this much more serious than what happened 40 years ago. Justin’s note: Three weeks ago, someone sent pipe bombs to Barack Obama, Hillary Clinton, George Soros, and the offices of CNN.Thankfully, no one was hurt. But that doesn’t make this story any less disturbing… especially since these attacks appear to be politically motivated.Of course, this isn’t the first time this has happened. During the 1970s, hundreds of political bombings occurred. They were commonplace.So, I recently called Doug Casey to find out if he sees any similarities between what’s happening now and what happened in the ‘70s…Justin: Doug, do you see any parallels between what’s happening now and what happened in the ‘70s?Doug: They’re similar in that the natives are restless. In the late ‘60s and early ‘70s, the Vietnam War was the centerpiece, and—in very general terms—the leftists, hippies, and blacks were arrayed against the establishment, the middle class, and the working class. This time is very different. The US is engaged in wars everywhere, but nobody cares. The leftists have completely won on the ideological level. And the leftists and blacks have been reinforced by massive numbers of Hispanics, migrants, and—counterintuitively—college graduates.It’s much less violent than in the early ‘70s when there were hundreds and hundreds of bombings around the US, sometimes several a day. Those were all conducted by radical fringe groups with very few people. But they got a lot of press. And it was kind of exciting to go out on a date on a Friday night and smell the tear gas in the air in Washington, D.C. I kid you not.There used to be something called the Symbionese Liberation Army that kidnapped Patty Hearst, for instance. The Weathermen, the SDS, the Red Brigades. There were many groups like that. They seemed to specialize in bombings at universities and banks.But they were outliers, by no means mainstream. They were genuine fringe groups. The recent faux bombings, apparently pipe bombs that couldn’t go off, are totally meaningless and trivial by comparison. To start with, absolutely anybody can fabricate an IED by stuffing a bunch of matchheads in a pipe and rigging a timer. Considering the law of large numbers, the fact there are 330 million people in the US, probably a third of them have done psychiatric drugs, and most of them seem to hate another group’s politics, I’m surprised this is the only incident. FREE BRIEFING: The “New Gold Standard” Reader MailbagLet us know what you thought of today’s Conversations With Casey at’s Third Power Shift Is Underway…The biggest power shift in the last 100 years is happening now. And it’s creating a tipping point in the next generation of energy metals. If you know where to put your money ahead of time, you could see once-in-a-lifetime gains. To learn how you can take advantage of this megatrend, watch this video. Recommended Link — Click here to get the details behind which companies could make the biggest gains in this brand-new sector Doug Casey on Columbus Day December 25 could be the start of a medical revolution“These FANG stocks already hit the top. But there’s a new industry just starting to make its way up.” Early investors in four tech industries likely became millionaires as innovative breakthroughs disrupted their fields… Today, there’s only one breakthrough capable of upending the market… It’s what I call the “God Key,” and it’s expected to grow by 35,000% in the coming years. 9 U.S. States Pass New Gold Laws—What this Could Mean is Incredible…President Trump loves gold. His buildings are covered in it. He once accepted $200,000 in gold bullion as a lease deposit. And he’s repeatedly called for a return to the gold standard. Now, it appears the president may finally be getting his wish… According to currency expert Teeka Tiwari, several American cities (including Trump’s hometown of New York) could be on the verge of rolling out a new “gold standard.” All based on a breathtaking new technology. “It’s incredible,” says Tiwari. “Not only will this make America ‘great again,’ but it will also help make countless individuals rich.” Teeka has located 4 companies poised to gain from the new “gold standard,” including one currently priced under $1. For all the details, click on the button below: Doug Casey on the Nobel Prize in Economicslast_img read more

By WVUA 23 Web Writer Emily Strickland Law enforce

first_imgBy WVUA 23 Web Writer Emily StricklandLaw enforcement agencies across the state are working on a campaign to remind residents to remove valuables from their vehicles and lock them overnight.The campaign, “Lock It or Lose It,” requires local law enforcement agencies to post nightly reminders on social media sites like Twitter and Facebook.Since Jan. 1, 868 vehicles have been broken into in Tuscaloosa County. Of those, 70 percent were unlocked.More than 260 firearms have also been stolen this year, mostly from vehicles.Police said an unattended car or truck is not a safe place to store a firearm, regardless of whether it is in the console, in the glove box, or under the seat.last_img

With the dismissal of school for the summer comes

first_imgWith the dismissal of school for the summer comes the annual parental debate: Are your children OK to stay home alone?Alabama has no hard-set rules on the age at which children can be left unsupervised, but parents should make sure their children are mature enough and feel comfortable by their lonesome before making the switch from day care or caregivers.In addition, while a younger child may be fine by themselves for a few hours, leaving them at home all day without someone older around may be a recipe for disaster.So before giving a child free reign in the summer, here’s some things parents and their children should work on before handing over the keys.Prepare a list of rules, responsibilities and safety procedures for children.Make sure you child can lock and unlock all windows and doors.Make sure they have a way to contact you in case of an emergency.Have a backup key or an approved neighbor who can help if your child loses a house key or otherwise can’t get inside their home.Parents looking for things their children can do for the summer have a lot of options. Check right here for a look at what’s around Tuscaloosa.last_img read more

Difficulty obtaining access to highspeed internet

first_imgDifficulty obtaining access to high-speed internet isn’t just a problem in rural counties, it’s a problem in Tuscaloosa County.Glen Ridge residents were unaware that they did not have internet or hard-wired cable until after they closed on their homes. The county commission was presented with a petition of more than 100 names on Jan. 23. The petition stated signees agreed to use Charter Spectrum, but they said the company has been unresponsive.The homeowners said one of the many negative effects this has on them is a negative impact on their property value.“My problem with it right now is I’m worried about the resale value on our home,” Glen Ridge resident Angie Denmark said. “I’m worried about people not moving in. We’ve had a lot of people that have come in and looked at homes cause they’re very nice homes, but once they find out there is no internet or cable, they’re turned off and turned away.”Residents also said that not having internet has created multiple problems for their families.“Well, I have two-year-old triplets all with special needs,” resident Shanquail Horton said. “Two of them have autism and one was born with hearing loss and wears cochlear implants. We can’t even do tele-therapy and take advantage of those services due to the lack of internet.”District 4 County Commissioner Reginald Murray said the Tuscaloosa County’s contract with cable providers will be up for renewal soon.“They’re inconvenienced having to drive to libraries, Books-a-Millions, so forth to get hotspots,” Murray said. “We are taking this very seriously, so Charter Spectrum needs to make sure they understand that.”Internet isn’t the only thing residents are lacking, they don’t have cable television either. The next Tuscaloosa County Commission meeting is scheduled to take place on Feb. 6 at 9 a.m.last_img read more

TweetPinShare0 Shares

first_imgTweetPinShare0 Shares ZAGREB – Greece’s surprising show in European basketball play continued with an 83-72 win over tough Slovenia, insuring a top place finish in its group.Greece moved to 4-0 with the win with one game left but has already qualified for the round of 16 that will take place Sept. 12 in France.As it did against Georgia, Greece ran out to a first-half big lead, a 15-point margin of 46-31 before the Slovenians roared back to close within two 62-60 early in the final period.The Greeks clamped down on defense and with the sharpshooting of Captain Vassilis Spanoulis, the top scorer with 19, put it away. Greece places again Sept. 10 against The Netherlands.last_img

For people who make too much money to qualify for

first_imgFor people who make too much money to qualify for health insurance subsidies on the individual market, there may be no Goldilocks moment when shopping for a plan. No choice is just right.A policy with an affordable premium may come with a deductible that’s too high. If the copayments for physician visits are reasonable, the plan may not include their preferred doctors. These consumers need better options, and in early August federal officials offered a strategy to help bring down costs for them. The guidance is from the Centers for Medicare & Medicaid Services, which oversees the insurance marketplaces set up by the Affordable Care Act. CMS is encouraging states to allow the sale of plans outside of those exchanges that don’t incorporate a surcharge insurers started tacking on last year.Many insurers added the premium surcharges last fall to plans sold on the individual market. It was a response to the Trump administration’s announcement that it would no longer pay the companies for the “cost-sharing reduction” subsidies required under the health law. The subsidies help cover deductibles and other out-of-pocket costs for lower-income consumers who buy marketplace plans. Insurers typically added the cost to silver-level plans because those are the type of plans that consumers have to buy in order to receive the cost-sharing subsidies. “Silver loading,” as it’s called, added an estimated 10 percent to the cost of those plans, according to the Congressional Budget Office. People who qualified for federal premium subsidies — those with incomes up to 400 percent of the federal poverty level (about $48,000 for one person or $100,000 for a family of four) — were shielded from the surcharge because their subsidies increased to cover the cost. But people with higher incomes faced higher premiums. The new guidance is geared to help them.”It encourages states to encourage silver loading only on the exchange,” says Aviva Aron-Dine, vice president for health policy at the Center on Budget and Policy Priorities. But some analysts say they’re unsure if the new federal policy will make a difference since states have already implemented similar strategies. Many states moved last fall to limit silver loading to plans sold on the exchanges, while allowing or, in the case of California, requiring, very similar plans to be sold off the exchanges without the extra premium charge.Yet CMS’ endorsement of the strategy removes doubts states may have had, says David Anderson, a research associate at Duke University’s Margolis Center for Health Policy who has tracked the issue.Eighty-three percent of people who bought a plan during the open-enrollment period for 2018 qualified for premium tax credits. The average monthly premium per subsidized enrollee was $639; after accounting for premium tax credits, however, enrollees owed just $89 on average. That amount was 16 percent lower than the monthly premium the year before. For people who don’t qualify for premium tax credits, the picture is very different. The average monthly premium for 2018 was $522. That total was 28 percent higher than the previous year’s total of $407, according to an analysis by the Center on Budget and Policy Priorities of CMS enrollment data. In general, federal rules require that insurers charge the same rates for identical qualified health plans that are sold on and off the exchanges. The CMS guidance suggests that the unloaded plans could be tweaked slightly in terms of cost sharing or other variables so that they are not identical to those on the marketplaces.Tracing what type of coverage is purchased off the exchange is difficult because there is no centralized source. Consumers can buy plans directly from insurers, or they may use a broker or an online web portal. According to one such portal , eHealth, 28 percent of unsubsidized consumers on its site bought silver plans in 2018, while 42 percent bought bronze plans, whose coverage is less generous than silver plans and typically have lower premiums. Conversely, on the exchanges nearly two-thirds of people bought silver plans in 2018 while 29 percent bought bronze plans, according to federal data. If fewer insurers add the CSR load to silver plans sold off the exchange, those plans may be more affordable next year than they were in 2018.Consumers who want to consider off-exchange plans have to find them first. Some experts suggest checking with insurers that are selling on the marketplace in an area, because it’s possible that they’ll also be selling plans off the exchange. But that’s not a given. A health insurance broker can help people find and evaluate plans sold off the exchange. But experts urge consumers to stay on their toes and make sure they understand whether the plans they’re considering provide comprehensive coverage. Starting in October, insurers can offer short-term plans with limited benefits that last up to a year. “Differentiating between the two may not be easy, and the off-exchange unsubsidized market is the target market for short-term plans,” says Duke’s Anderson. Kaiser Health News is a nonprofit news service covering health issues. It is an editorially independent program of the Kaiser Family Foundation that is not affiliated with Kaiser Permanente. You can follow Michelle Andrews on Twitter: @mandrews110. Copyright 2018 Kaiser Health News. To see more, visit Kaiser Health News.last_img read more

In October 2017 Drew Wynne collapsed inside a wal

first_imgIn October 2017, Drew Wynne collapsed inside a walk-in refrigerator at his coffee business in North Charleston, S.C. By the time his business partner found him crumpled on the floor, Wynne was dead. He had suffocated on a chemical called methylene chloride.The 31-year-old’s death is one of dozens blamed on popular paint removers sold under the brand names Goof-Off, Strypeeze, Klean Strip and Jasco among others.In recent months, some retailers have said they will stop selling products that contain methylene chloride, also known as DCM, and a second chemical, N-Methyl-2-pyrrolidone, or NMP. But under the Trump administration, federal regulators have repeatedly delayed a ban that has been in the works for years.The EPA began a risk assessment of methylene chloride in 2014. In January 2017 the agency proposed banning the use of methylene chloride and NMP in paint removers. In the proposed rule, the agency wrote that the chemicals posed “unreasonable risks” to consumers.Since 1980, more than 50 deaths had been attributed to methylene chloride, according to an investigation by the Center for Public Integrity and Slate.But the proposed rule has yet to become an actual ban. Methylene chloride manufacturers opposed it, and in public comments in the spring of 2017, the Halogenated Solvents Industry Alliance urged the agency to delay it, saying the regulation would have a “devastating impact on consumers and small businesses.” A spokesperson for the industry group, Faye Graul, declined to comment for this story, and the major U.S. manufacturer of methylene chloride, W.M. Barr, did not respond to interview requests.Today, it’s still legal to sell products containing both chemicals. Health and safety experts caution consumers to avoid using them — especially indoors.The other front lineTwo days after her son’s memorial service, Drew’s mother Cindy Wynne saw a story on the front page of the The New York Times that said the EPA was no longer pursuing bans on a handful of chemicals it had determined were hazardous or deadly — including methylene chloride.”We struggled with that,” Cindy remembers. “They weren’t going to move forward, even though the ban had been proposed [and] the research had been done.”This spring, Cindy Wynne traveled to Washington, D.C. with another mother whose son died of methylene chloride exposure.South Carolina’s Congressional delegation had helped set up a meeting with then-EPA administrator Scott Pruitt. Wynne’s grief was still fresh, and she was unsure what to expect from Pruitt, but “we felt like we had a very positive meeting,” she remembers.Two days later, the EPA announced it intends to ban methylene chloride.”We were elated. We were believers,” says Cindy. “We’re making a difference. And then nothing happened.” Months dragged by. Pruitt resigned amid an ethics scandal.Today, the ban is still pending. This October, budget documents released by the Trump administration suggested a rule would be finalized sometime in December, but didn’t announce a specific date. And the second hazardous chemical, NMP, is no longer included.An EPA spokesperson wrote in an email to NPR “For methylene chloride, EPA is currently evaluating the proposal and regulation of this substance and its uses to determine the appropriate regulation.”Not waiting for regulationBut as the nationwide rule has languished, some consumer advocates have taken a parallel route. The vast majority of consumers buy methylene chloride paint removal products at brick-and-mortar retailers; Drew purchased the product that killed him at the hardware store Lowe’s.The chemical safety group Safer Chemicals, Healthy Families worked with the Environmental Defense Fund and with families to pressure retailers to stop selling methylene chloride products. The Wynne family was among those writing letters to stores, trying to convince them to pull the potentially deadly products.In May, Lowe’s announced it would discontinue the products. Home Depot, Sherwin Williams and other major retailers followed. In all, thousands of stores will stop selling methylene chloride paint removers by January.”In the absence of a federal regulatory driver, some retailers have started to step up and do voluntary restrictions on methylene chloride in paint strippers,” says Gregory Morose, a research manager at the Toxics Use Reduction Institute at the University of Massachusetts, Lowell. That’s good news for his research team; just last month, they announced a new, safer paint stripping chemical they say is just as effective as methylene chloride.They expect some retailers to start selling the new formulation in the next few months.Lowe’s and Sherwin Williams declined to comment on why they decided to stop selling methylene chloride products voluntarily, or what paint stripper formulations they would stock in the future. Margaret Smith, a spokesperson for the Home Depot, confirmed only that the company “will phase out of paint removal products that contain methylene chloride and NMP by the end of 2018.”Of course, without a federal ban, it’s still possible to buy potentially deadly paint removal products at some stores.”The retailers that have committed — it’s only a subset of all the retailers,” says Morose. “A restriction by the EPA would be extremely helpful. There are just so many distribution channels for methylene chloride and paint stripping products.”He warns that consumers should read the warnings on products carefully, and avoid exposing themselves to methylene chloride as well as NMP and a handful of other toxic chemicals, including toluene, xylene and naphthalene.And at least one state is considering its own methylene chloride ban. A bill introduced in Maryland this year would make selling paint removal products containing either methylene chloride or NMP a misdemeanor, punishable with a fine.”It was an easy bill to introduce, but not an easy bill to get passed,” says the bill’s sponsor, Clarence Lam, who is also a public health professor at Johns Hopkins University. “You know, the data and the evidence are there. But not everyone understands evidence and science.”Plus, he notes, the chemical industry, “is very well funded when it comes to their team of lobbyists.”Lam says he wishes he didn’t have to pursue a state-level regulation. He and his fellow legislators have small staffs and limited time — being a state delegate is a part-time job. Ideally, he says, the federal government should be enacting regulations to protect people from chemicals.”I think a lot of folks don’t realize that EPA, at its heart and at its core, its real mission is to protect the health of the public. It is a public health agency,” he says. “The best possible outcome would be to have the EPA ban the use of these chemicals in consumer products.” Copyright 2018 South Carolina Public Radio. To see more, visit South Carolina Public Radio.last_img read more

Alex Upendo center of BuildaBow won the Launch

first_imgAlex Upendo, center, of Build-a-Bow won the Launch Box pitch competition in 2017.Last updated on July 2nd, 2019 at 09:04 pmSix Racine businesses have completed the Launch Box Growth Accelerator at Gateway Technical College and will compete in a May 15 pitch contest for seed funding.Alex Upendo, center, of Build-a-Bow won the Launch Box pitch competition in 2017.The Launch Box Growth Accelerator, an 11-week program funded in part by the Wisconsin Economic Development Corp., is held at Gateway’s SC Johnson iMET Center in Sturtevant. It aims to give startups and existing businesses support to help them launch or grow. Launch Box also has a co-working space on the Racine Gateway campus.At the competition on Tuesday, five judges will evaluate the pitches and choose the top three. The first place winner will receive $5,000, second place will get $4,000 and third place will receive $3,000. The runners up will each receive $2,500. The companies are:Marc Spang Flooring Installations. An existing business owned by Marc Spang, the company participated in the accelerator to get to the next level of growth. Spang is particularly interested in establishing an office space and hiring and training employees. “I liked the idea that it was an existing business and he was taking the initiative and then I’m also looking to diversify the group and he’s a Hispanic gentleman,” said Thalia Mendez, business resource manager at Launch Box.Cake My Day Bakery. Established by Argentinian immigrants Jacinta Lagos and Maria Victoria Julian, Cake My Day established itself as an LLC through the Launch Box accelerator and completed its market research. The bakery will focus on an Argentinian dessert called alfajor. “They really got going with their customer discovery and went into coffee shops and set up little displays,” Mendez said. “They’ve been getting such a good response that they’ve gotten their LLC, we were able to connect them with a licensed kitchen here in downtown Racine…and they just got into Milaeger’s Farmers Market.”Wishful Collections. Michelle Pedersen calls her business a party in a box. The company plans to offer at least 20 types of themed party décor customers can rent. “It’s all the props that you need for a themed party. She’s already got eight collections and she’s well on her way,” Mendez said.Destroy Iron. Established by Charlie Davidson Jr., who owns an Anytime Fitness franchise, Destroy Iron offers a line of athletic wear he developed. The clothing is based on comfort, quality and style. Davidson is currently selling it online and at his gym. “He really wants to take it to the next level,” Mendez said.Square One Solutions LLC. Existing business owner Brian Repa distributes an innovative window cleaner called PURETi Clean & Fresh that would also improve the indoor air quality around the window, and continue working long after it’s applied through UV activation. “It’s a technology that’s popping up in other parts of the country, but they’re going to be the sole distributor here,” Mendez said.NJM Consultants. Nichalas McGovern has established a technology consulting business for those who need assistance setting up a smart home. Initially, McGovern was focused on helping seniors use smart phones and tablets, but by conducting market research during Launch Box, has decided to pivot to smart homes. “He’s done the research and people buy it and they don’t know how to use it,” Mendez said.The judges are: Retired banker and SCORE volunteer Jim Longe; Matt Monroe, vice president of commercial lending at Tri City National Bank; Heather Lux, project director at Wisconsin Women’s Business Initiative Corp.; Jacquin Davidson, managing director of WERCBench Labs; Mary Fischer-Tracy, business consultant for the Small Business Development Center at the University of Wisconsin-Parkside.“Every one of these (accelerator companies) I feel really good about,” Mendez said. “I know that we’re going to be hearing great things.”The pitch event will take place Tuesday, May 15 at 8:30 a.m. at the SC Johnson iMET center, 2320 Renaissance Blvd. in Sturtevant. It is open to the public with pre-registration. Attendees can register by contacting Mendez at Get our email updatesBizTimes DailyManufacturing WeeklyNonprofit WeeklyReal Estate WeeklySaturday Top 10Wisconsin Morning Headlines Subscribelast_img read more

Merry Christmas from NorthEndWaterfrontcom Enjoy

first_imgMerry Christmas from!Enjoy this Christmas puzzle picture featuring the amazing light display by Peter Baldassari at All Saints Way on Battery Street in Boston’s North End. This is a very quick, 35-piece puzzle, easy to do in a minute. Move and drag the pieces around just like a regular jigsaw puzzle. When two pieces are connected, they will click together. If you are “missing” a piece, move the other pieces aside to look behind them. Helpful guides can be found in the lower left icons. Challenge yourself to solve the puzzle in the shortest amount of time!last_img

The second of four Neighborhood Nights at North St

first_imgThe second of four Neighborhood Nights at North Street Grille was held on Thursday evening, raising $1,400 for the ABCD North End / West End Neighborhood Service Center for the purchase of supermarket gift cards.Held on the first Thursday of the month, the series donates 30% of proceeds to a local charity. The neighborhood nights are steadily gaining momentum, raising nearly double the amount this month as last month! The next Neighborhood Night is set for January 3rd. See more details on upcoming Neighborhood Night events. Photos courtesy of Robin Sidell.*Advertisement*last_img

Women’s History Month Carmita Vaughan Found

first_img Women’s History Month: Carmita Vaughan, Found…How to Market Your App and Make RevenueWill Smith Invests in App that Helps Teens with… be_ixf; php_sdk; php_sdk_1.4.18 A new app for iOS has just been released that translates Bible scripture into emojis.Bible Emoji (Scripture 4 Millennials) targets the younger generation, and allows them to translate biblical passages or religious expressions into emoji images.Guardian Australia interviewed the app’s developer, who prefers to remain anonymous (although the iTunes seller is named as Zach Swetz). The developer did not tell the outlet his or her religious affiliation, but said, “I [definitely] [flexed biceps emoji] agree with Jesus’ message of course.”The app links 80 emojis with 200 corresponding words and took about six months, according to the developer.It is described in the App Store as, “The first ever Bible translation w/ emojis, [and] a great and fun way to share the gospel.” It translates 66 books of the King James Version of the Bible into emojis, including stories of Abraham, Noah, and Jesus.The app is currently only available for iOS. “The translator welcomed suggestions on how to improve the translation. Though the [developer] wanted to make the Bible available for Android, the book formats used by each platform presented problems. Like Amazon, for instance, doesn’t support emoji,” reports The Guardian.Digitized religion is on the rise. Recently, Bishop T.D Jakes released the T.D. Jakes Ministries Bible App. It’s the official app of Bishop T.D. Jakes and T.D. Jakes Ministries and provides users access to messages, podcasts, ministry products, as well as a way to study the in-app Bible and streaming Sunday worship service.The use of technology for religious purposes particularly resonates with African Americans. Black Enterprise‘s senior editor, small business, Carolyn Brown, cited a study from AT&T which revealed African Americans are more likely than the general population to view technology as playing a positive role during church service.The study found that 57% of African Americans use mobile devices to connect to faith and inspiration sites and groups. The report also found that younger people are more likely to use social media to connect with faith-based organizations. Southerners were more likely than people in any other region to connect to faith with online worship.Bible Emoji is available on iTunes for $2.99 and is supported on iPhone, iPad, iPod Touch, and Mac.last_img read more